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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181094)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Overall good, including customer service, moving mon...

4
Overall good, including customer service, moving money, value of money, and the ease of money management Reviewed on: 14th July 2026

Easy to use

5
Easy to set up and to use. The app works well and is very clear Reviewed on: 14th July 2026

PayPal is a great option.

5
PayPal is a great option. It really helped me out. I was finally able to afford to buy a lot of things and pay for them at my own pace. Reviewed on: 14th July 2026

Very good and i m happy with all services

5
Very good.customer services best Reviewed on: 14th July 2026

My PayPal

5
Feel safe using PayPal and if there is a problem can just contact them Reviewed on: 14th July 2026

I have always had a good experience with PayPal, so...

5
I have always had a good experience with PayPal, so easy to use and very helpful with any problems that arise. I try to use PayPal for all my online purchases due to the security and helpfulness. Reviewed on: 14th July 2026

Best service good quality very fast and good custome...

5
Best service good quality very fast and good customer service Reviewed on: 14th July 2026

PayPal is very good I try to tell about PayPal to my...

4
PayPal is very good I try to tell about PayPal to my friend Reviewed on: 14th July 2026

All Perect ...

5
Never has a issue with paypal so its all is perfect for me Reviewed on: 14th July 2026

Low APR% No halsslw

5
PayPal is the only credit card I own that I have no hassle with, low interest rate as well. Reviewed on: 14th July 2026

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