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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106548 reviews)

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4.90

Based on 106,548 reviews, last reviewed 13th May 2026

2570100% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Using Paypal for payment is the most seamless experi... Using Paypal for payment is the most seamless experience.The opitons the credit card offers are amazing Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106548)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal offers such an array of payment options

PayPal offers such an array of payment options, allowing me to spend and budget wisely. Reviewed on: 13th May 2026

Great points reward system

Really easy to apply and app is very user friendly. Great points reward system. Reviewed on: 13th May 2026

Convenient

PayPal is convenient to use and is always there when you need it. Reviewed on: 13th May 2026

Easy to use and you can spread the cost overlap long...

Easy to use and you can spread the cost overlap longer period without interest. Reviewed on: 13th May 2026

PayPal is very easy to pay

PayPal is very easy to pay with and it's always sat there ready to ho Reviewed on: 13th May 2026

Easy to use card on Apple Pay and love the interest...

Easy to use card on Apple Pay and love the interest free option Reviewed on: 13th May 2026

Never had any problems using PayPal

Never had any problems using PayPal Reviewed on: 13th May 2026

Easy to used easy to track what you spend and also y...

Easy to used easy to track what you spend and also you got points Reviewed on: 13th May 2026

Safe and Superb!

Safe and Superb! Very easy to use. Reviewed on: 13th May 2026

I always use PayPal whenever I pay online or I need...

I always use PayPal whenever I pay online or I need to transfer money. Their pay later option has saved me many times over the years. Reviewed on: 13th May 2026

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