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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146790 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146790)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I've been very happy with my PayPal Credit experience.

I've been very happy with my PayPal Credit experience. The application process was simple, and using it has been easy and convenient. Payments are straightforward to manage, and everything has worked smoothly. It has been a reliable service, and I would definitely recommend PayPal Credit to others. Thank you for providing such a great experience! Reviewed on: 29th June 2026

always there when needed with a great service

always there when needed with a great service Reviewed on: 29th June 2026

I enjoyed the smooth and straight forward process of...

I enjoyed the smooth and straight forward process of applying and re-payments. Reviewed on: 29th June 2026

Great service

Always had great service and help with any problems. Great option when paying for things especially the pay in 3. Pays fast and securely.. I had a problem when a hotel let me down and thankfully paypal refunded the money for me so very reliable service. Reviewed on: 29th June 2026

PayPal credit is easy to use

I requested a card and it arrived swiftly. I was worried I’d need to do a small payment to active it but it worked right away. Reviewed on: 29th June 2026

Very easy to use.

Very easy to use. Checkout is quick and easy. App shows everything you need all in one place and easy to use. Reviewed on: 29th June 2026

Would recommend

Easy to use and manage on the app Reviewed on: 29th June 2026

PayPal credit is very useful to pay for things quick...

PayPal credit is very useful to pay for things quickly and safely. Reviewed on: 29th June 2026

Value for money

Rates are good compared to many credits from other providers. Reviewed on: 29th June 2026

Makes it easy for online shopping

Like the fact that it gives me the ease to use it online. Not had any issues since using the service. Reviewed on: 29th June 2026

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