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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I’ve had a really positive experience overall.

I’ve had a really positive experience overall. The process was straightforward, everything was clearly explained, and I felt informed at each stage. Customer service was friendly and helpful when I had questions, and I appreciated how easy it was to manage things online. Would definitely recommend based on how hassle-free it’s been! Reviewed on: 1st June 2025

Awesome amazing Service through last few years

Awesome amazing services through Reviewed on: 1st June 2025

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Best experience and all payment went very smoothly w...

Best experience and all payment went very smoothly without any disruption. Good for shopping as well Reviewed on: 1st June 2025

Nice Nd and valuable.

Nice Nd and valuable. It's very helpful Reviewed on: 1st June 2025

Great service !

Great service !! I Love the 4 months to pay before interest ! The customer service IA always helpful!! Reviewed on: 1st June 2025

Always a positive exper

Never had a negative experience using PayPal or PayPal credit. Reviewed on: 1st June 2025

Fast smooth and helpful, and with their recent PayPa...

Fast smooth and helpful, and with their recent PayPal credit option no one can beat that Reviewed on: 1st June 2025

Easy, reliable, efficient and cost effective

Always easy to use. Efficient and reliable Love that you can spread a purchase over 3 months interest free Reviewed on: 1st June 2025

Paypal, Perfection

I've been a long standing paypal user for a multitude of years having used all of their offered fearures. Any issues i've had have been resolved with the upmost haste & respect. I'm beyond grateful for the service paypal provides & it makes a massive difference to how safe i feel when making online purchases. Reviewed on: 1st June 2025

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