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PayPal: PayPal Credit reviews

4.73
Based on 181,075 reviews, last reviewed 29th Jul 2026
128% increase in 5 star reviews
in the past 90 days
187% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026
PG's avatar
PG

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181080)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I use PayPal wherever possible for many things.

5
I use PayPal wherever possible for many things. I like the choice of credit options with PayPal. It's easy and efficient. I trust PayPal for online purchases. Reviewed on: 14th July 2026

Easy to apply convenient payment options

5
Easy to apply convenient payment options to spread the cost and great online tools to manage the account. Reviewed on: 14th July 2026

Very easy to use and user friendly

5
Very easy to use and user friendly Reviewed on: 14th July 2026

Intrest rate high not many perks

4
Intrest rate high not many perks Reviewed on: 14th July 2026

PayPal payment processing was incredibly easy and fast!

5
PayPal payment processing was incredibly easy and fast! I completed my transaction in under a minute with no hassle, secure verification, and instant confirmation. Highly recommend for smooth, reliable payments. Reviewed on: 14th July 2026

Efficient and expedient way to purchase, hass...

4
Efficient and expedient way to make a purchase, hassle free. You also have PayPal protection. Reviewed on: 14th July 2026

Fantastic!

5
Fantastic! Made spending easier, taking away the pressure of large prices Reviewed on: 14th July 2026

Easy to use website and prompt responses

5
Easy to use website; have responded promptly and positively when requesting an increased credit limit and a physical card. Reviewed on: 14th July 2026

Great service keeps ur transaction5 stars safe

5
Great service keeps ur transaction safe Reviewed on: 14th July 2026

App is very easy to understand and simple to use.

5
App is very easy to understand and simple to use. Reviewed on: 14th July 2026

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