Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 94,404 reviews, last reviewed 4th May 2026
2011900% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Couldn’t recommend enough. Couldn’t recommend enough. Paypal credit is an excellent way to build your credit score, it also allows you to spend that little bit extra each month ... Read more Reviewed on: 4th May 2026
Roberta's avatar
Roberta

Latest lowest rating:

2

Bad experience Bad experience the bad customer service Reviewed on: 4th May 2026
Oscar G's avatar
Oscar G
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (94404)

A Godsend!

5
I love using Paypal credit to bulk buy gifts for my nieces and nephews and spreading out the costs just makes things so much easier! The process is always smooth and secure. Reviewed on: 13th June 2022
Rahima's avatar
Rahima

Paypal Credit is a life saver

5
I needed to book an emergency trip I hadn’t budgeted for and Paypal credit came to my rescue. Best part is that I paid back 4 months with 0% interest. Reviewed on: 13th June 2022
AW's avatar
AW

Protected purchases

5
I had problem with an electrical item, kept getting fobbed off by the company, so I raised a dispute with paypal and was refunded my money in about a week. Reviewed on: 13th June 2022
Roger quinlan's avatar
Roger quinlan

Great company

5
I always use Paypal when I can. It's easy to use, the customer service is great and the interest free offers make big purchases easier to manage. Reviewed on: 13th June 2022
Claire R's avatar
Claire R

Great service no worries always on point.

5
Nothing is to much always polite and professional. Reviewed on: 13th June 2022
James Lloyd's avatar
James Lloyd

Very good service

5
With PayPal credit I have been able to buy lots of items I wouldn’t have been able to pay in one go I love the 4months interest free Reviewed on: 13th June 2022
Ian Garton's avatar
Ian Garton

PayPal Credit 0% for 4 Months, 5 Stars

5
Great alternative to a credit card, I use it for purchases over £100. Reviewed on: 13th June 2022
K Jarvis's avatar
K Jarvis

Absolutely amazing

5
Very quick and handy service Reviewed on: 13th June 2022
aasakib's avatar
aasakib

Just amazing

5
I have used this to buy big items Reviewed on: 13th June 2022
Kevin's avatar
Kevin

Best and easy credit

5
Joined credit scheme last year and it’s just amazing, from any payments big or small I always use PayPal and cannot recommend it enough. It’s so easy to use and their payment schemes makes shopping online more fun and hassle free. Love love love Reviewed on: 13th June 2022
Palak Sharma's avatar
Palak Sharma

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill