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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180908)

Used for years, very good service

5
Used for years, very good, helpful if there is a problem Reviewed on: 27th April 2026

Great transparent experience, feel like the app glit...

5
Great transparent experience, feel like the app glitches a bit sometimes though. And the payments take a while to go through, but I don’t mind too much Reviewed on: 27th April 2026

Overall good.

4
Overall good. Had few problems regarding pay in 3 for couple of months, it seems it is fixed now Reviewed on: 27th April 2026

Versatile Purchasing experience.

5
Paypal credit is a flexible way to experience versatile purchasing. Reviewed on: 27th April 2026

PayPal always keeps you updated about deliveries you...

5
PayPal always keeps you updated about deliveries you are expecting from companies and if you have a issue with a company they help you Reviewed on: 27th April 2026

Would recomend

4
No issues so far, easy to use, good way to plan our finances and adjust when needed Reviewed on: 27th April 2026

I would say that my experience of PayPal has been good.

3
I would say that my experience of PayPal has been good. I feel that it provides me with an extra layer of security. It also gives me the freedom to spread my payments. Reviewed on: 27th April 2026

When I buy products online I always try to use PayPa...

5
When I buy products online I always try to use PayPal to pay for the products because it's so easy to use. Excellent service. Reviewed on: 27th April 2026

Quality over quantity

5
All I can say so far no regrets, happy with the service. Reviewed on: 27th April 2026

Benefits of PayPal credit

5
Love PayPal credit giving me the option of paying later as money not always readily available Reviewed on: 27th April 2026

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