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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180910 reviews)

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4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180910)

Quality over quantity

All I can say so far no regrets, happy with the service. Reviewed on: 27th April 2026

Benefits of PayPal credit

Love PayPal credit giving me the option of paying later as money not always readily available Reviewed on: 27th April 2026

Perfect for everything

What can i say is they are perfect in any way and for everything customer service friendly easy to get hold of them when you need to from day one I have the account they've been perfect for me would i recommend it definitely Reviewed on: 27th April 2026

Quick easy and simple with peace of mind spending

Quick easy and simple with peace of mind spending Reviewed on: 27th April 2026

Great payment solution

Such an easy app to use and make payments to your credit. It's extremely hand for big purchases. Reviewed on: 27th April 2026

I’ve been using PayPal for years, and it’s great!

I’ve been using PayPal for years, and it’s genuinely one of those services I rely on without even thinking about it anymore—which, honestly, is the biggest compliment you can give something that handles your money. Whether I’m buying something online, sending money to a friend, or paying a small business, PayPal just makes the whole process easy and stress‑free. I love knowing I don’t have to hand over my card details every time I shop, and checkout is usually done in seconds. It feels safe, straightforward, and familiar, no matter where I’m paying. What really stands out for me is the peace of mind. If something ever goes wrong with a purchase, PayPal gives me confidence that I’m not on my own. That extra layer of protection has saved me more than once and makes me far more comfortable shopping online in general. I also appreciate how flexible it is. I can use it on my phone or laptop, at home or abroad, for quick everyday payments or bigger purchases. It’s one of those tools that quietly fits into your life and just works when you need it. Overall, PayPal has made managing online payments less of a chore and more of a non‑issue. It’s reliable, secure, and ridiculously convenient—and once you get used to that, it’s hard to imagine going back to anything else. Reviewed on: 27th April 2026

PayPal credit

With the help of PayPal credit I was able to buy a laptop for my uni course, great service and rates. Reviewed on: 27th April 2026

Good service.

Good service. Interest only periods really help me Reviewed on: 27th April 2026

Great service.

Great service. Quick help from members of staff excellent service Reviewed on: 26th April 2026

Very useful as long as you watch your repayments.

Very useful as long as you watch your repayments. Been great for me! Reviewed on: 26th April 2026

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