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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180911 reviews)

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4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180911)

Very useful as long as you watch your repayments.

Very useful as long as you watch your repayments. Been great for me! Reviewed on: 26th April 2026

PayPal is Great.

PayPal is Great. It helps me use it while I go to different countries. Reviewed on: 26th April 2026

I’ve had a good experience with PayPal Credit.

I’ve had a good experience with PayPal Credit. It was easy to set up and really convenient for spreading the cost of purchases. Payments are simple to manage and everything has been straightforward so far. Reviewed on: 26th April 2026

It’s so easy to pay with PayPal

It’s so easy to pay with PayPal on loads of sites, you can send money to friends & family too Reviewed on: 26th April 2026

I have been using PayPal credit for awhile now and I...

I have been using PayPal credit for awhile now and I have had an amazing experience Reviewed on: 26th April 2026

I love using PayPal credit it’s safe and convenient...

I love using PayPal credit it’s safe and convenient make payments each month or when weekly it’s a great service. Reviewed on: 26th April 2026

No complaints, quick and simple, easy to use

No complaints, quick and simple, easy to use Reviewed on: 26th April 2026

All positive so far, could get longer interest free...

All positive so far, could get longer interest free periods Reviewed on: 26th April 2026

Only criticism I have is there are no notifications...

Only criticism I have is there are no notifications given when 0% interest ends for credit purchases, and the APR jump thereafter is pretty vast Reviewed on: 26th April 2026

I feel safer using PayPal than giving my bank detail...

I feel safer using PayPal than giving my bank details so I feel more protected. And the side of the world also as I’m always rushing whilst buying online saves me writing the address in each time. Reviewed on: 26th April 2026

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