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PayPal: PayPal Credit reviews

4.73
Based on 180,913 reviews, last reviewed 17th Jul 2026
328% increase in 5 star reviews
in the past 90 days
402% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026
Yvonne F's avatar
Yvonne F

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180929)

PayPal has saved me.

5
PayPal has saved me….. when I need something, and it’s expensive. I can use the option to pay in 3 . PayPal also picks up on when you’ve bought something, and gives you delivery details… it works well with the bank, and gives you constant updates. I’m very grateful for PayPal… it is a massive help financially, and keeps me on track! Thanks to PayPal, I’ve never missed a payment Reviewed on: 26th April 2026

Great offers

5
Great interest free offers for buying expensive products Reviewed on: 26th April 2026

Excellent experience with the customer service had a...

5
Excellent experience with the customer service had a problem with a transaction did not recognise, contacted PayPal customer service team and within 24 hours had a reply. They were extremely helpful and a resolution was quickly found. Reviewed on: 26th April 2026

I’m enjoying with PayPal it’s very easy to pay with...

5
I’m enjoying with PayPal it’s very easy to pay with PayPal and your money is always secure.No fear to loose money when you have paid with PayPal that’s a most satisfying thing. Reviewed on: 26th April 2026

Good experience, I love it money for worth

5
Good experience, I love it money for worth Reviewed on: 26th April 2026

Nice and easy to use.

5
Nice and easy to use. Works well across multiple platforms. Reviewed on: 26th April 2026

Always a help with making big purchases

5
Always a help when I can spread the payment over multiple months. Been using it for years. Reviewed on: 26th April 2026

Using PayPal direct debt card is amazing and helps u...

5
Using PayPal direct debt card is amazing and helps us keep our pennies in order. We do not overspend on our shopping as we know how much we have to last the month. Reviewed on: 26th April 2026

Love Pay Pal

5
Love Pay Pal if there is ever a problem Pay Pal sorts it Reviewed on: 26th April 2026

Excellent customer service

5
Had a query, called customer services and was very impressed with speed and standard of service Reviewed on: 26th April 2026

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