Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

View other PayPal products

4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180929)

Trust paypal always offer help with payments.

Trust paypal always offer help with payments. Trust retailers when I see the PayPal name Reviewed on: 26th April 2026

Amazing service

I have used PayPal and previously when I had an issue with the seller. PayPal resolved it and refunded me. Reviewed on: 26th April 2026

Clear directions

Simple easy to use the app - amazed how many places take the payment pal credit card Reviewed on: 26th April 2026

It’s great thing to have PayPal.

It’s great thing to have PayPal. They are always there for you Reviewed on: 26th April 2026

Excellent way to pay for my online shopping.

Excellent way to pay for my online shopping. My purchases are protected. Reviewed on: 26th April 2026

Good amount of credit offered in different formats,...

Good amount of credit offered in different formats, great deals, love the extra I can earn but wish earning bar wasn’t so high. App can be a little confusing trying to find what your subscriptions or credits purchases you’ve purchased are. Reviewed on: 26th April 2026

Easy to use/navigate.

Easy to use/navigate. Helps me manage my costs with pay in 3 and paying 4 credit Reviewed on: 26th April 2026

Nothing but praise, simple and effective.

Nothing but praise, simple and effective. Good app, good security and simple payment options. Reviewed on: 26th April 2026

Excellent costumer service and purchase options

I disputed Couple of times and could take my money back Reviewed on: 26th April 2026

Very supportive always helping me to retrieve my mon...

Very supportive always helping me to retrieve my money back Reviewed on: 26th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101118 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub