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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Positive experiences

Positive experiences so far and I have been using PayPal for nearly tow decades very trustworthy and safe Reviewed on: 26th April 2026

So easy to use no problems at all

So easy to use no problems at all Reviewed on: 26th April 2026

I use PayPal regularly and I have never had a proble...

I use PayPal regularly and I have never had a problem with it Reviewed on: 26th April 2026

I’m very satisfied with my Pay Pall credit.

I’m very satisfied with my Pay Pall credit. Reviewed on: 26th April 2026

Positive experience

I have nothing but positive things to say about PayPal. Reviewed on: 26th April 2026

payment plans

PayPal give a few payment plans, and it's helpful Reviewed on: 26th April 2026

Fast and easy

Fast and easy to sort ,hassle free payments . Would recommend Reviewed on: 26th April 2026

Excellent app and brilliant rewards

Used PayPal for years, such a simple app and easy to manage repayments. Always useful on numerous websites and the new debit & credit cards allow you to bank rewards daily. Reviewed on: 26th April 2026

So easy to use.

So easy to use. Love the pay in 3 feature for unexpected costs, really eases the pressure and makes it more manageable. Reviewed on: 26th April 2026

Long time user

I have used PayPal for years and never had any problems although, they have helped me with problems that were caused by others Reviewed on: 26th April 2026

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