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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Nothing but good times with PayPal!

Nothing but good times with PayPal! Reviewed on: 26th April 2026

PayPal credit is so easy to use, I’d definitely reco...

PayPal credit is so easy to use, I’d definitely recommend Reviewed on: 26th April 2026

Seamless and reliable

PayPal Credit has been incredibly convenient for managing larger online purchases. I love how easy this is to use at checkout. It gives me a bit of extra breathing room on my monthly budget without the hassle of a traditional credit card. The app notifications for payment due dates are helpful, and I’ve never had an issue with transaction security. Reviewed on: 26th April 2026

Great service!!

I use PayPal for security and having split payments. They provide a great service! Reviewed on: 26th April 2026

safe, accessible and easy to use

safe, accessible and easy to use Reviewed on: 26th April 2026

Easy to use

Not bad, very easy to use. Options of 4 month credit and pay in 3 plan Reviewed on: 26th April 2026

I've always trusted PayPal since joining decades ago.

I've always trusted PayPal since joining decades ago. Since then I've used all new products they have launched with no issues. PayPal credit has abled me to afford things I would have previously not been able to have/experience. I highly recommend. Reviewed on: 26th April 2026

I have found it really useful and helped me plan th...

I have found it really useful and helped me plan things Reviewed on: 26th April 2026

PayPal credit is handy when you're on a budget

It's grand service and the PayPal credit is very handy when you're on a budget Reviewed on: 26th April 2026

Easy to use, available for a large number of purchases.

Easy to use, available for a large number of purchases. Reviewed on: 26th April 2026

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