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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Safest way to pay online

Have used it for years. Safest and most convenient way to pay online. Reviewed on: 26th April 2026

No more missing out!

It is so handy, especially when paying for big items. It means we no longer have to wait for payday. No more missing out on the things we want and need! It can also be used almost anywhere for anything. Reviewed on: 26th April 2026

Love PayPal but not everyone uses it

Love PayPal but not everyone uses it Reviewed on: 26th April 2026

PayPal is the best

PayPal is reliable and always provides a good easy service. You know paying with PayPal also gives you that payment protection too. Reviewed on: 26th April 2026

Overall satisfaction of PayPal.

Fast and reliable service. Easy access to offers with frequent promotions, with the new card that can be used in different shops not just on the app. Reviewed on: 26th April 2026

Makes it easier for more expensive items but the alg...

Makes it easier for more expensive items but the algorithm baffles me I made some early payments and then pay in 3 disappeared for a couple of weeks Reviewed on: 26th April 2026

Excellent flexibility

Excellent flexibility with the piece of mind of security of on line purchases Reviewed on: 26th April 2026

Easy and fast to use with interest free options .

Easy and fast to use with interest free options . Reviewed on: 26th April 2026

Simply superb!

Simply superb! Very impressive. I am very confident to use this service Reviewed on: 26th April 2026

i pay wth pay pal most of the times because i find i...

i pay wth pay pal most of the times because i find it better and safer than debit card Reviewed on: 26th April 2026

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