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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

I had a good experience using my credit national and...

I had a good experience using my credit national and international Reviewed on: 26th April 2026

Great customer service

Great customer service and you can speak to a real person still. I love the offers as pay in 4 interest free. Also pay in 3 for purchases over £20. The big reason is security and I feel they are a safe reliable company Reviewed on: 26th April 2026

Used for both work and personal, for sending and rec...

Used for both work and personal, for sending and receiving. Never had a problem. Flexible and easy. Reviewed on: 26th April 2026

Always there when you need extra cash

Always there when you need extra cash Reviewed on: 26th April 2026

PayPal Experience

They have great financial products to help spreading cost when purchasing items. Customer service is excellent they always sort out problems quickly. Reviewed on: 26th April 2026

Easy service to use.

Easy service to use. App is easy to navigate Reviewed on: 26th April 2026

PayPal has been very good in accepting payments and...

PayPal has been very good in accepting payments and notify me when necessary. Reviewed on: 26th April 2026

I have used paypall for a long time and had all my p...

I have used paypall for a long time and had all my problems sorted amazing company Reviewed on: 26th April 2026

I found PayPal to be quick and easy to set up.

I found PayPal to be quick and easy to set up. PayPal is accepted by most retailers that have used and the ability to have a physical card means that PayPal credit can be used anywhere. The PayPal app is also more user friendly than several banking apps I have used. Reviewed on: 26th April 2026

Very good experience as always.

Very good experience as always. Very quick and hood Reviewed on: 26th April 2026

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