Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (94520 reviews)

View other PayPal products

4.90

Based on 94,520 reviews, last reviewed 4th May 2026

2017350% increase in 5 star reviews

in the past 90 days

5800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I really like paypal credit, All I think it needs... I really like paypal credit, All I think it needs to do is you see add more 0% percent APR and make the payment time longer example, 0% APR for eigh... Read more Reviewed on: 4th May 2026

Latest lowest rating:

2

Bad experience Bad experience the bad customer service Reviewed on: 4th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (94520)

Great

Great special buy now pay later Reviewed on: 13th June 2022

Amazing service

Paypal Credit is an amazing service with help provided during covid 19 Reviewed on: 13th June 2022

Easy to set up and take control of

Easy to apply, easy to use and easy to control Reviewed on: 13th June 2022

Great for bigger purchases

Easy to use great for bigger purchases overall great to have Reviewed on: 13th June 2022

PayPal credit saved my life.

PayPal credit is a wonderful tool that allows me to purchase things and pay for them 4 months later with 0% interest Reviewed on: 13th June 2022

Handy

Helpful tool allows me to purchase and pay back in instalments that suit me Reviewed on: 13th June 2022

Great service, I use it all the time

Paypal credit is my go to for anything over £100, I also use their pay in 3 option for many purchases which eases the burden over 3 installments automatically. I've used it for many electronics and other large purchases. Reviewed on: 13th June 2022

Great for internet free period

PayPal credit is great for large purchases with 0% interest Reviewed on: 13th June 2022

Thanks

Thanks you The best one In World Reviewed on: 13th June 2022

Easy payment

I use my credit long time ago and and I very with them..I can use without fees or small fees with flexibile payment. Reviewed on: 13th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 43005 reviews
Payments
from PayPal 4.91 from 3691 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub