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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Has helped me through some tuff time

Has helped me through some tuff time Reviewed on: 26th April 2026

Great service

Excellent service will recommend to others Reviewed on: 26th April 2026

Makes life easier.

PayPal has made life so much easier specially when I needed to use credit during difficult times. The monthly repayments aren't as hard hitting as other credit providers. Reviewed on: 26th April 2026

I’ve been with PayPal quite a few years.

I’ve been with PayPal quite a few years now easiest way I know to pay and keep records they have never let me down better than most banks I would think. Reviewed on: 26th April 2026

First class service

First class service easy to set up and professional Reviewed on: 26th April 2026

Greatest player ever in history and the only thing I...

Greatest player ever in history and the only thing I can say is that the team is better Reviewed on: 26th April 2026

Pretty straightforward to use and customer help chat...

Pretty straightforward to use and customer help chat is always helpful Reviewed on: 26th April 2026

Pay pal make it safe and easy and have a great custo...

Pay pal make it safe and easy and have a great customer service team. Reviewed on: 26th April 2026

Very convenient and safe way to to transfer payments

Very convenient and safe way to to transfer payments Reviewed on: 26th April 2026

Easy and convenient transaction from Day 1 to Spendi...

Easy and convenient transaction from Day 1 to Spending day! Reviewed on: 26th April 2026

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