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PayPal: PayPal Credit reviews

4.73
Based on 180,929 reviews, last reviewed 17th Jul 2026
306% increase in 5 star reviews
in the past 90 days
367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026
Deryl Scott's avatar
Deryl Scott

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180929)

Each time I have used paypal credit, Its been easy a...

5
Each time I have used paypal credit, Its been easy and seemless. Reviewed on: 26th April 2026

Love using PayPal, fast, convenient and secured paym...

5
Love using PayPal, fast, convenient and secured payments Reviewed on: 26th April 2026

I do use PayPal a lot very happy , I feel secure whe...

5
I do use PayPal a lot very happy , I feel secure when I use I will highly recommend to anyone wants to use for online purchase Reviewed on: 26th April 2026

Paypal works well, just one issue needs addressing

4
Paypal works well, my only issue is the handling of lapsed promotional offers and balance that's not under any promotional offers. It's not clear at all. Reviewed on: 26th April 2026

I have been using PayPal for many years.

5
I have been using PayPal for many years. It offers me great options to manage purchases, especially with the credit facility and transfers from friends. I have never had a problem and highly recommend. Reviewed on: 26th April 2026

easy payments and installment pay

5
easy payments and installment pay Reviewed on: 26th April 2026

I have used PayPal for many years.

5
I have used PayPal for many years. It has always been trouble free, easy to use and a great way to transfer money to another person/company you are purchasing from with goods and services. Reviewed on: 26th April 2026

I love everything about Paypal, excellent service

5
I love everything about Paypal, excellent service Reviewed on: 26th April 2026

I would always recommend pay pal

5
It’s always been so accessible and easy to work I’ve used PayPal for over 10 years and it’s never disappointed me Reviewed on: 26th April 2026

Never had a poor experience, great customer service

5
Never had a poor experience, great customer service Reviewed on: 26th April 2026

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