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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

I love paypal credit.

I love paypal credit. It gives me the flexibility to 4 months interest fee to purchase goods. Reviewed on: 26th April 2026

I haven’t really got into using my PayPal credit yet...

I haven’t really got into using my PayPal credit yet, but I just like how PayPal is set up. Reviewed on: 26th April 2026

PayPal helped me to get my new Samsung phone at a ve...

PayPal helped me to get my new Samsung phone at a very affordable price each month Reviewed on: 26th April 2026

PayPal is good and moves with the times like pay in...

PayPal is good and moves with the times like pay in 3 ect Reviewed on: 26th April 2026

Easy to use and I can spread large purchases over 4...

Easy to use and I can spread large purchases over 4 months whilst earning points. Great customer service too. Reviewed on: 26th April 2026

Practical and easy to use.

Practical and easy to use. The fact we can use it to buy train tickets is useful. Reviewed on: 26th April 2026

Quick response and reimburse when I got scammed.

Quick response and reimburse when I got scammed. Reviewed on: 26th April 2026

I've not had any bother with Paypal credit

I've not had any bother with Paypal credit, I once had a bounced payment for some unknown reason and it was all sorted out with a quick live chat and had the fee taken off instantly. Reviewed on: 26th April 2026

Never ever had any issues with PayPal that could not...

Never ever had any issues with PayPal that could not be solved quickly end easily with a simple message to customer service. Always good. Reviewed on: 26th April 2026

I'm using PayPal more then 14 years never had a prob...

I'm using PayPal more then 14 years never had a problem.Always smooth transactions. Reviewed on: 26th April 2026

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