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PayPal: PayPal Credit reviews

4.73
Based on 180,929 reviews, last reviewed 17th Jul 2026
306% increase in 5 star reviews
in the past 90 days
367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026
Deryl Scott's avatar
Deryl Scott

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180929)

Great customer service and very helpful

5
Great customer service and very helpful Reviewed on: 26th April 2026

Any issues they resolve quickly, including duplicate...

5
Any issues they resolve quickly, including duplicate transactions Reviewed on: 26th April 2026

Great options wthin the one service

5
Great options wthin the one service Reviewed on: 26th April 2026

4 months is awesome

5
I don't have to pay for 4 months is awesome, sometimes I even get longer deals Reviewed on: 26th April 2026

Safe & easy way to use money services

5
Paypal is a safe & easy way to transfer money, accept payment for goods &make payments for goods. Reviewed on: 26th April 2026

Very easy straight forward set up.

5
Very easy straight forward set up. Reviewed on: 26th April 2026

Definitely recommend

5
My experience with PayPal has been excellent so far. Reviewed on: 26th April 2026

Great app and service.

5
Great app and service. I like that I can do most money related things on there like sending money to bank accounts. It’s very convenient and you can do it from anywhere. I also like the no interest pay in 3 months service too. Reviewed on: 26th April 2026

Amazing would recommend!!

5
Very easy to set up and it was a very good to get credit and buy stuff.Great system and would reccomend to a lot of people Reviewed on: 26th April 2026

Great experience never had a problem

5
Great experience never had a problem Reviewed on: 26th April 2026

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