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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180930)

Great experience never had a problem

Great experience never had a problem Reviewed on: 26th April 2026

Trust worthy

It’s always excellent and worry free Reviewed on: 26th April 2026

Fast efficient service

Fast efficient service, excellent support when needed Reviewed on: 26th April 2026

Most secure

Best secure app online payment system Reviewed on: 26th April 2026

Absolutely love!!

Absolutely love my PayPal gives me so much freedom with my money!! Reviewed on: 26th April 2026

PayPal Credit (zero interest)

PayPal credit has and is still very useful for me. It's very good with working around tight budgets with the option to pay in 3 installments (zero interest) Reviewed on: 26th April 2026

Pay pal is great.

Pay pal is great. It gives four months to pay off some purchases. Reviewed on: 26th April 2026

It's great.

It's great. It makes me happy. I hope my review is long enough now. Reviewed on: 26th April 2026

Have used for years - great way to manage cash flow...

Have used for years - great way to manage cash flow and interest isn’t crazy. Reviewed on: 26th April 2026

Paypal Credit is amazing.

PayPal Credit is amazing , so easy to use. Highly recommended Reviewed on: 26th April 2026

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