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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180932 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180932)

Have used for years - great way to manage cash flow...

Have used for years - great way to manage cash flow and interest isn’t crazy. Reviewed on: 26th April 2026

Paypal Credit is amazing.

PayPal Credit is amazing , so easy to use. Highly recommended Reviewed on: 26th April 2026

I've using PayPal credit for serval years.

I've using PayPal credit for serval years. I love that it gives me 4 months to pay back without interest. For a clothes loving lady like me it's fantastic. I always use paypal credit when purchasing my new clothes on line. Reviewed on: 26th April 2026

Spoke to customer service representative few weeks b...

Spoke to customer service representative few weeks back regarding payment issues within minutes it was resolved and the officer reassure me that such thing won’t repeat itself and honestly I haven’t been convinced otherwise. Reviewed on: 26th April 2026

Excellent quick easy and safe way to spend

Excellent quick easy and safe way to spend Reviewed on: 26th April 2026

Nice and straight forward, clear app

Nice and straight forward, clear app Reviewed on: 26th April 2026

Easy & convenient- good options to pay

Easy & convenient- good options to pay Reviewed on: 26th April 2026

Very easy to use.

Very easy to use. Very wide amount of companies that use PayPal Reviewed on: 26th April 2026

Great tool for spreading costs

Great way to purchase items that you may not have money for till payday. Great that you can also spread the cost if you need too. Easy to use and great offers on spreading the cost. Statements every month to show how much time you have for until your 0% payments are up so you can pay off before the interest kicks in. Reviewed on: 26th April 2026

What i think of Paypal

I feel secure using PayPal.They are reliable and helpful. Reviewed on: 26th April 2026

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