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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180932 reviews)

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4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180932)

Fast customer support and simple app design makes fo...

Fast customer support and simple app design makes for an easy and efficient way for me to handle my money Reviewed on: 26th April 2026

Nice and easpay pal app.y app to use.

Nice and easy app to use.well layed out . Reviewed on: 26th April 2026

Excellent service.

Excellent service. Easy to use good support network if you have any trouble Reviewed on: 26th April 2026

Great, easy to yse and transparent allowed easy acce...

Great, easy to yse and transparent allowed easy access via credit facility, would recommend and use again. Reviewed on: 26th April 2026

, safe and secure

Always used it for online shopping, safe and secure Reviewed on: 26th April 2026

Have benefited from having several options to pay fo...

Have benefited from having several options to pay for items in exceptional circumstances on many occasions. Feel it is the safest way to purchase items due to the dilligance and policies implemented by PayPal Reviewed on: 26th April 2026

A great option to have and in my Apple wallet

A great option to have and in my Apple wallet for instant payments and flexibility is great Reviewed on: 26th April 2026

Flexible, Optimal and Fun.

It allows me to make purchases when I am low on cash and gives me flexibility. The payment terms and offers too are better than my credit card. Reviewed on: 26th April 2026

I’ve been with PayPal over 15years and never had an...

I’ve been with PayPal over 15years and never had any bad experiences. I use it often. Great service Reviewed on: 26th April 2026

Great service and easy to use and straightforward

Great service and easy to use and straightforward Reviewed on: 26th April 2026

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