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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180933 reviews)

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4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180933)

Great service and easy to use and straightforward

Great service and easy to use and straightforward Reviewed on: 26th April 2026

Super easy to use.

Super easy to use. Also find it incredibly easy to make extra payments Reviewed on: 26th April 2026

I got my flight ticket with buy in 3, which was very...

I got my flight ticket with buy in 3, which was very helpful and saved me money Reviewed on: 26th April 2026

A* Highly Recommend

A* So easy to use. Safer than a debit card. Highly recommend Reviewed on: 26th April 2026

I know its secure and fast with PayPal

I know its secure and fast with PayPal Reviewed on: 26th April 2026

I found using PayPal seamless.

I found using PayPal seamless. It's a great platform for payment Reviewed on: 26th April 2026

Love using PayPal.

Love using PayPal as it’s easy, safe, & secure. The pay in 3 instalments, interest free is fantastic. The credit card is good & the APR is a lower rate than many others. It provides an excellent service & it’s great to use for buying products online. Reviewed on: 26th April 2026

Never had a bad experience with PayPal.

Never had a bad experience with PayPal. My money arrives and stays till I spend or move it. Very convenient ans easy app to use. Reviewed on: 26th April 2026

happy - payments are always easy to make and straigh...

happy - payments are always easy to make and straight forward Reviewed on: 26th April 2026

Easy to use and flexible

Easy to use and flexible payment plans Reviewed on: 26th April 2026

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