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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180933 reviews)

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4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180934)

Easy to use and flexible

Easy to use and flexible payment plans Reviewed on: 26th April 2026

I can use PayPal to pay my groceries and to pay for...

I can use PayPal to pay my groceries and to pay for online shopping Reviewed on: 26th April 2026

easy & convenient - would recommend to others

easy & convenient - would recommend to others Reviewed on: 26th April 2026

It’s good.

It’s good. Effective, does what I need it to do. Reviewed on: 26th April 2026

I am happy for the service Very pleasant with the re...

I am happy for the service Very pleasant with the refund and complaint Reviewed on: 26th April 2026

I've had a very good experience with PayPal.

I've had a very good experience with PayPal. It's very easy to make payments. Reviewed on: 26th April 2026

Paypal, its your way its your friend

Pay in 3 is a great service paypal provide and i use when i have no other means untill i get paid at the end of the month, its also a safe way to pay as you are covered under paypal. Reviewed on: 26th April 2026

Kept upto date

Very easy to keep upto date with finances and balance with regular updates of purchases Reviewed on: 26th April 2026

Excellent - just generally very good

Excellent - just generally very good Reviewed on: 26th April 2026

Used it since it's conception.

Used it since it's conception and always had great service and helpwhen things don't go to plan Reviewed on: 26th April 2026

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