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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181094)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal makes life easy.

5
Since taking out an account with PayPal its made paying for items alot more easier and the affordability too,i can have anything quicker than I would normally do having to save up for them. Reviewed on: 14th July 2026

Easy transactions app works well updated information...

5
Easy transactions app works well updated information is always provided Reviewed on: 14th July 2026

Easy to use, keep upto date with app

5
Easy to use, keep upto date with app Reviewed on: 14th July 2026

10/10 i love it sm

5
10/10 u love it so muchhhh its the best cash app to ever exist Reviewed on: 14th July 2026

I use PayPal wherever possible for many things.

5
I use PayPal wherever possible for many things. I like the choice of credit options with PayPal. It's easy and efficient. I trust PayPal for online purchases. Reviewed on: 14th July 2026

Easy to apply convenient payment options

5
Easy to apply convenient payment options to spread the cost and great online tools to manage the account. Reviewed on: 14th July 2026

Very easy to use and user friendly

5
Very easy to use and user friendly Reviewed on: 14th July 2026

Intrest rate high not many perks

4
Intrest rate high not many perks Reviewed on: 14th July 2026

PayPal payment processing was incredibly easy and fast!

5
PayPal payment processing was incredibly easy and fast! I completed my transaction in under a minute with no hassle, secure verification, and instant confirmation. Highly recommend for smooth, reliable payments. Reviewed on: 14th July 2026

Efficient and expedient way to purchase, hass...

4
Efficient and expedient way to make a purchase, hassle free. You also have PayPal protection. Reviewed on: 14th July 2026

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