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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181094)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal’s buy in 3 option

5
I’ve used PayPal’s buy in 3 option several times and found the entire process very easy. Set up was straight forward, approval was quick, communication and Ts & Cs were downloadable. Reviewed on: 14th July 2026

I’m using PayPal since long time ago and PayPal has...

5
I’m using PayPal since long time ago and PayPal has a lot of functionality and PayPal customer service is excellent, so I recommend it. Reviewed on: 14th July 2026

Seamless transactions, great credit offers

5
Seamless transactions, great credit offers Reviewed on: 14th July 2026

Perfect Pay Pal

5
All transactions are easily done. Security is excellent. Advice about offers and services is regularly provided. Reviewed on: 14th July 2026

Great Services

5
I have been with paypal for some years now. The ease of payments is excellent, various products on offer provide a range of choice. They value their customers and that’s a great thing. Reviewed on: 14th July 2026

Really good

5
Really good service can't complain Reviewed on: 14th July 2026

Excellent Provider.

5
Excellent Customer Service. Easy to navigate application / website, prompt responses, excellent communication. Reviewed on: 14th July 2026

Paypal are excellent

5
PayPal is a great efficient buisness, they are on hand when needed and they resolve any issue in rapid timely manner. Reviewed on: 14th July 2026

A very easy app and company to deal with

5
A very easy app and company to deal with Reviewed on: 14th July 2026

I stick to PayPay

5
Paypal is the financial glue that keeps my online purchasing secure. It's why I stick with PayPal Reviewed on: 14th July 2026

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