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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147059 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147059)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Paypal is so easy to use and has a numerous options...

Paypal is so easy to use and has a numerous options for payment Reviewed on: 29th June 2026

5 star *****

Good value for money. Good customer service. Reviewed on: 29th June 2026

Amazing it’s flexible and easy to understand use!

Amazing it’s flexible and easy to understand use!! Reviewed on: 29th June 2026

Great concept.

Good service, great concept and their bonus of spreading larger purchases over a few months at 0% interest is brilliant. Reviewed on: 29th June 2026

Credit Were Credit Is Due

Incredibly simple to set up and manage. Interest free options and interest free instalments make using PayPal Credit for unexpected purchasing requirements less painful on the bank balance. Reviewed on: 29th June 2026

Very good company.

Very good company. Helped me out over the years so much I appreciate their service and I will continue using them for the rest of my life thank you. Reviewed on: 29th June 2026

Love the ease of buying through PayPal credit especi...

Love the ease of buying through PayPal credit especially now there’s a card which opens up nearly every merchant that takes cards Reviewed on: 29th June 2026

Easy process to use the app.

Easy process to use the app. Best one around Reviewed on: 29th June 2026

No trouble

Never had a problem with paypal I not long received a limit increase. Reviewed on: 29th June 2026

No problems with using PayPay credit.

No problems with using PayPay credit. Reviewed on: 29th June 2026

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