Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133553 reviews)

View other PayPal products

4.74

Based on 133,553 reviews, last reviewed 10th Jun 2026

3807550% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer experience and very user friendly site. Great customer experience and very user friendly site. Did what I needed to do with no issues. Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (133553)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great service from PayPal

Great to be able to spread payments over 4 months. It makes it possible to buy things you wouldn’t be able to afford otherwise. Reviewed on: 8th June 2026

PayPal is my goto Payment method

I use PayPal all the time, I tend to avoid sites that don't use it. I've had issues with refunds from vendors in the past and PayPal always get my money back. For the occasional large order I use PayPal credit, 0% Apr if less than 4 months which is perfect for household goods. Reviewed on: 8th June 2026

Simple and straightforward to understand and use

Simple and straightforward to understand and use Reviewed on: 8th June 2026

I have had a PayPal account for approximately 8 year...

I have had a PayPal account for approximately 8 years and it has been very useful. PayPal credit has been easy to use and very convenient Reviewed on: 8th June 2026

Excellent service, very easy to apply for and set up.

Excellent service, very easy to apply for and set up. Reviewed on: 8th June 2026

PayPal is the safest way of paying for all purchases.

PayPal is the safest way of paying for all purchases. I have no problems with any purchases or money transferred to my family or friends. I will recommend you with all my heart to everyone interested with safest paying way. Reviewed on: 8th June 2026

I really enjoy paypal and the security that comes wi...

I really enjoy paypal and the security that comes with pay pal, haven't had any problems with pay pal. Reviewed on: 8th June 2026

Never experienced any problems, it’s easy to use

Never experienced any problems, it’s easy to use Reviewed on: 8th June 2026

The best ever credit account ...

So easy to follow and they send reminders regarding your payments. Great service. Reviewed on: 8th June 2026

My experience has been flawless, using PayPal credit...

My experience has been flawless, using PayPal credit for many purposes. If I've ever encountered a problem PayPal have been able to sort out quickly and professionally. Reviewed on: 8th June 2026

Alternative products

Payments
from PayPal 4.73 from 3745 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Very Account
from Shop Direct 3.51 from 27 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub