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PayPal: PayPal Credit reviews

4.90
Based on 110,612 reviews, last reviewed 19th May 2026
2756050% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is great Very good app for payments and pay in three Reviewed on: 19th May 2026
Saeed Hussain's avatar
Saeed Hussain

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110612)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal first choice to security in payments

3
PayPal is very easy to use and offers security Reviewed on: 7th May 2026

MrsSuMoOa

5
I use PayPal quite often and if I've had any disputes they have been handled very well Reviewed on: 7th May 2026

Great service

5
Great communication, easy access and management of the paypal account Reviewed on: 7th May 2026

Happy shopper!

5
I use PayPal credit a lot , I have 4 months to payoff, I can pay as much as I can afford, so flexible, I try and pay something weekly so it’s not a burden ! really helped me out over the years, love it! Reviewed on: 7th May 2026

Paypal no1 credit card

5
Excellent service always there when needed without any issues. best credit card I've ever had and it makes so much sense to use it with my ebay account. Reviewed on: 7th May 2026

Safe and Easy

5
Using PayPal has been an excellent experience. Payments are fast, secure, and incredibly easy to manage. Sending and receiving money is seamless, and I always feel confident knowing my transactions are protected. Highly recommend for anyone shopping or paying online. Reviewed on: 7th May 2026

3 payments no interest

5
The 3 payments no interest is a really helpful way of buying and saving Reviewed on: 7th May 2026

A great facility to help spread costs for bigger pur...

5
A great facility to help spread costs for bigger purchases. Comes in very handy when it’s birthdays and Christmas time. Very easy to use the app, nice simple and straightforward to make a purchase and utilise the credit facility. Have used it for years! Reviewed on: 7th May 2026

Choose PayPal

5
I use PayPal for nearly everything as it’s so simple. Reviewed on: 7th May 2026

Great value for me, being able to pay with PayPal me...

5
Great value for me, being able to pay with PayPal means a lot, single Mother of 3 love a lot pay in 3 option especially when I order takeaway so this way I can still treat my children to a nice meal. Reviewed on: 7th May 2026