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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

PayPal the easy way

I have used PayPal for quite a while now .pleased with the service .and notifications Reviewed on: 23rd April 2026

Great ,easy to use i always prefer paypal payment...

Great ,easy to use i always prefer paypal payment ,feel secure Reviewed on: 23rd April 2026

Love the app - very easy to use.

Love the app - very easy to use. It’s easy to keep track of payments and also send money to friends or family with no charges. Also very quick to withdraw money into bank. I feel secure using PayPal for payments online. Reviewed on: 23rd April 2026

Always helpful & trustworthy if there is a problem i...

Always helpful & trustworthy if there is a problem it’s quickly resolved by PayPal Reviewed on: 23rd April 2026

Great experience all round!

Great Experience all round! Great Experience all round! Great Experience all round! Great Experience all round! Reviewed on: 23rd April 2026

Great way to make payments and earn points

Great way to make payments and earn points Reviewed on: 23rd April 2026

Lovely, help me budget my money and expenses.

Lovely, help me budget my money and expenses. Reviewed on: 23rd April 2026

Easy-to-Use App

Great customer service and an easy-to-use app, with good options for interest-free transactions over 3 or 4 months. Reviewed on: 23rd April 2026

I’ve had a very positive experience with PayPal Credit.

I’ve had a very positive experience with PayPal Credit. It has been simple to use, convenient for spreading payments, and easy to manage through the app and website. The service has been reliable whenever I’ve needed it, and the process has always felt clear and straightforward. Overall, it offers good value for money and gives extra flexibility when making purchases. I would happily recommend PayPal to friends and family. Reviewed on: 23rd April 2026

Super fast and super easy to use.

Super fast and super easy to use. Reviewed on: 23rd April 2026

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