Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

View other PayPal products

4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181111)

Paypal is just the obvious choice!

Paypal is just the obvious choice, they make it so simple. Reviewed on: 23rd April 2026

Easy App to use and navigate.

Easy App to use and navigate, all features are clear. You can see all the activities, spendings, deliveries. Direct debit settle for the value you like is great. The option 0% interest for months is very helpful. Reviewed on: 23rd April 2026

Always transparent, always professional.

Always transparent, always professional. I was a bit doubtful about the PayPal credit card payment conditions. However, discussing with a customer service representative addressed my doubts. Highly professional. Reviewed on: 23rd April 2026

Always safe to use and very good to depend up on.

Always safe to use and very good to depend up on. Reviewed on: 23rd April 2026

Very good,very recommended, everyone should use

Very good,very recommended, everyone should use Reviewed on: 23rd April 2026

PayPal have always been great through customer servi...

PayPal have always been great through customer service and down to the ease of navigating the App, the process of getting the PayPal credit card and virtual card was effortless Reviewed on: 23rd April 2026

Very good and professional thanks

Very good and professional thanks Reviewed on: 23rd April 2026

It’s easy to pay

I’m new to pay pal so far it’s been pretty good Reviewed on: 23rd April 2026

Great and easy to use.

Great and easy to use. Easy to navigate and makes the most of all data available to you. Reviewed on: 23rd April 2026

always good brilliant adcsbgfhyews

always good brilliant adcsbgfhyews Reviewed on: 23rd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101271 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub