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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,843 reviews, last reviewed 7th May 2026
2308100% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All positive All positive . Good service . Can’t say anything negative Reviewed on: 7th May 2026
Colin C's avatar
Colin C

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100843)

Pocket wizard

5
Works great and provide easy to use credit online, convenient application and approval to begin with Reviewed on: 31st July 2023
Bubai Dey's avatar
Bubai Dey

Amazing

5
PayPal credit is an easy method to buy anything and be peace of mind for 4 months free of interest, very helpful tool for those who are stressed for the high costs of living. I recommend 100%. Reviewed on: 31st July 2023
Ferney Ramirez's avatar
Ferney Ramirez

PayPal credit

5
Easy and simle to use. Like having a credit card without the hassle of having to input your details every time Reviewed on: 31st July 2023
Karen williamson's avatar
Karen williamson

Overall very pleased

5
I have used paypal for a good while now, when I saw an option for credit I applied for it, the application was nice and simple. I use the app to keep up with my balance, the credit information is easily accessible. Payments and repayments are secure and reliable. I have been mainly using PayPal credit for home improvement purposes and am very pleased with the outcome. Would highly recommend Reviewed on: 31st July 2023
Sarah Mir's avatar
Sarah Mir

Extremely useful

5
The pay over £99 interest free for 4 months is extremely handy and affordable Reviewed on: 31st July 2023
Nick's avatar
Nick

Reliable and confident in their service

5
You can feel confidence that you are covered by Palpal’s goods & services. Even when things go awry, their team of professionals are there to assist you. I feel confident when using PayPal credit to borrow money for items in the short turn, always paying them off in time too. Reviewed on: 31st July 2023
Oliver Brown's avatar
Oliver Brown

Absolute life saver during these hard times

5
PayPal credit has enabled us to live in a way that suits our needs in these times of hardship Reviewed on: 31st July 2023
Daron Earl's avatar
Daron Earl

quick and great customer service

5
I had a few issues during the years I have been with Paypal and I have never seen such polite and excellent customer service in my life. Reviewed on: 31st July 2023
Ferry B's avatar
Ferry B

Hassle free credit

4
PayPal Credit is an excellent financial tool for online shoppers. With its convenient payment options, it allows users to make purchases and pay for them later, making it easier to manage expenses. The application process is straightforward, and it offers competitive interest rates and promotional financing deals. Additionally, the integration with PayPal accounts makes transactions seamless. However, users should be mindful of managing their credit responsibly to avoid accumulating debt. Overall, PayPal Credit is a valuable option for those who want a flexible payment solution when shopping online. Reviewed on: 31st July 2023
Aditya's avatar
Aditya

Excellent

5
I have always used paypal to say are brent thank you Reviewed on: 31st July 2023
Noel Longdin's avatar
Noel Longdin

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