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PayPal: PayPal Credit reviews

4.73
Based on 181,111 reviews, last reviewed 7th Aug 2026
48% increase in 5 star reviews
in the past 90 days
68% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026
Kylie MV's avatar
Kylie MV

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

Easy to use, secure, and convenient for both sending...

5
Easy to use, secure, and convenient for both sending and receiving payments. Reviewed on: 23rd April 2026

Helps me feel secure when I make payments

4
Helps me feel secure when I make payments Reviewed on: 23rd April 2026

Never had issues with PayPal and was some PayPal cos...

5
Never had issues with PayPal and was some PayPal costumer service did act quick and efficiently and solved!!! Reviewed on: 23rd April 2026

BNPL Account

5
Everything usually goes as planned Reviewed on: 23rd April 2026

Easy and safe to use

5
I love using paypal on most of my transaction as I feel safe using it. It also allows me to borrow credit and purchase the things I want without needing to pay for it immediately. Reviewed on: 23rd April 2026

PayPal always is the best option

5
I’ve used PayPal many times for credit . It’s easy and helpful Reviewed on: 23rd April 2026

Always know payments are protected and if any issues...

5
Always know payments are protected and if any issues replied to via correct link. Very reassuring. Reviewed on: 23rd April 2026

Well organised app and easy to make payments but I f...

4
Well organised app and easy to make payments but I feel the interests rates are too high Reviewed on: 23rd April 2026

Great all easy to use and easy payments

5
Great all easy to use and easy payments Reviewed on: 23rd April 2026

Always use this APP in confidence.

4
Always use this APP in confidence. Reviewed on: 23rd April 2026

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