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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,756 reviews, last reviewed 7th May 2026
2304000% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always covered I love the money back policy if a retailer doesn't provide what I pay for. Reviewed on: 7th May 2026
Tinx's avatar
Tinx

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100756)

Paypal Credit

5
Paypal Credit is so easy to use. The interface is really easy. You can choose how much you want to pay off and can easily make overpayments. Absolutely amazing product to have. It’s helped me out of a few scrapes when my kids have damaged something and I’ve not have the available cash to fix it, I’ve just used my PayPal credit to fix the issue and am able to pay it back a bit at a time. Absolutely excellent. Reviewed on: 31st July 2023
Peri Burbidge's avatar
Peri Burbidge

PayPal credit is an excellent credit provider

5
PayPal credit is an excellent credit provider. They also offer good service and responses to customers. Reviewed on: 31st July 2023
Kasongo Emmanuel Shutsha 's avatar
Kasongo Emmanuel Shutsha

Amazing service

5
PayPal credit is so easy to use, it has helped me massively with the cost of living increases as I can pay over 4x months without interest. I have recently been made redundant and have a lot of family birthdays coming up, PayPal credit has ensured I can cover this and i am protected under PayPal terms. Reviewed on: 31st July 2023
Jenny Wildish's avatar
Jenny Wildish

PayPal credit

5
Have had PayPal and PayPal credit for many years,it’s easy to use, secure and interest rates are competitive with interest free on many deals over a number of months. Reviewed on: 31st July 2023
John Hutchings's avatar
John Hutchings

Easy application

5
PayPal credit never disappointed me . Always available form me . Beneficial that time when inflation high Reviewed on: 31st July 2023
Grzegorz Baranowski's avatar
Grzegorz Baranowski

Amazing

5
The paypall credit is amazing way to purchase something Reviewed on: 31st July 2023
Latchezar Ivanov's avatar
Latchezar Ivanov

PayPal credit

5
Find PayPal credit the easiest and most economical to pay for item’s online as there is a lot of companies except pay pal only suits me and never had any problems so far so yes for me Reviewed on: 31st July 2023
Duncan Burns's avatar
Duncan Burns

Excellent credit service

5
PayPal credit is such a useful thing to have an to have 4 months interest free to pay off excellent good work PayPal Reviewed on: 31st July 2023
kevin healy's avatar
kevin healy

PayPal credit

5
PayPal credit and credit card is by far the best I have come across with easy and interest free payments in most cases. Reviewed on: 31st July 2023
Nicodemus Adega's avatar
Nicodemus Adega

No fuss

5
0% interest for 4 months is amazing and allows better control over your finances for larger purchases. Reviewed on: 31st July 2023
scott nicholson's avatar
scott nicholson

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