Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

View other PayPal products

4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181111)

Paypal offers flexibility when purchasing items

Paypal offers flexibility when purchasing items Reviewed on: 23rd April 2026

Great experience, good communication, easy to use se...

Great experience, good communication, easy to use service! Reviewed on: 23rd April 2026

It’s a very good financial service

It’s a very good financial service Reviewed on: 23rd April 2026

Professional Service

I've been with Paypal for quite a number of years now and I've experience of good professional and genuine service throughout. I would recommend trying as it does help with all aspects of products and customers. Thank you Reviewed on: 23rd April 2026

Its good having the extra security pay pal provides...

Its good having the extra security pay pal provides when shopping Reviewed on: 23rd April 2026

Very good at all very helpful I love...

Very good at all very helpful I love this service Reviewed on: 23rd April 2026

Very easy to use

Very easy to use and clear any queries quickly. Reviewed on: 23rd April 2026

Excellent way to send money and receive it.

Excellent way to send money and receive it. The app is very simple and secure. Quick simple but safe so that’s why I prefer to use it for most on line purchases. Reviewed on: 23rd April 2026

Friendly customer service easy process

Friendly customer service easy process Reviewed on: 23rd April 2026

Paypal has been amazing

Paypal has been amazing with providing credit and answering any queries that i have & also it is so easy to navigate! Reviewed on: 23rd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101271 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub