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PayPal: PayPal Credit reviews

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4.90
Based on 100,664 reviews, last reviewed 7th May 2026
2299850% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

THE WAY TO PAY Easy way to pay .With added security Reviewed on: 7th May 2026
john bromley's avatar
john bromley

Latest lowest rating:

1

Never had a problem with PayPal, use it for most pur... Never had a problem with PayPal, use it for most purchases as its great cover incase anything ever goes wrong with a purchase that I make , and the cu... Read more Reviewed on: 7th May 2026
Carl f's avatar
Carl f
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (100664)

Pay pal credit interest free

5
Money management goiod helps me purchase items I need Reviewed on: 2nd June 2023
Jennie Ambury's avatar
Jennie Ambury

Very effective way to spread the cost.

5
I have always been worried about using credit providers due to hidden charges and small print.After learning about the Paypal credit option through the app, i gave it ago. I was approved quicky. I now use paypal for big spends mostly spreading the cost of hotel and travel. I like how easy it is, i know i much i owe and when to pay it off. I am happy with the option of spreading cost over 4 months. This is a promo offer and has been helpful when i have had multiple big ticket purchases. Its easy to pay off and any time ive needed support, paypals live chat has been great Reviewed on: 2nd June 2023
Zeni's avatar
Zeni

The best credit provider

5
By far the best credit provider on the market. Specially with the pay in 3 months with no interest. The application is very easy to use and very detailed. Reviewed on: 2nd June 2023
C G Stefanescu 's avatar
C G Stefanescu

Will recommend again and again

5
I have always had a great experience with Paypal as payment method. It is safe and trustworthy. Will recommend it. Reviewed on: 2nd June 2023
Gee's avatar
Gee

Excellent

5
Not had any bother with paying foe for things with PayPal they have your back when things go wrong Reviewed on: 2nd June 2023
Gladys Wood's avatar
Gladys Wood

Fantastic Cridit

5
PayPal credit is the best and handy credit in all my online purchases. Reviewed on: 2nd June 2023
Mehdi Jesri's avatar
Mehdi Jesri

A Great Help In These Times

5
I'm so grateful to PayPal Credit especially in the present economic situation. It's able to offer a more manageable payment method without the worry of interest rates being slapped on top of the original cost of the product. It's able to give me a little breathing space to manage my payments in a favourable way. Reviewed on: 2nd June 2023
Elize1631's avatar
Elize1631

PayPal gets better and better

5
PayPal is the easiest credit company to pay with the app is great simple to use easy terms Love It Reviewed on: 2nd June 2023
Paul Rubins's avatar
Paul Rubins

Super

5
I really like that you get 4 months interest free if you buy anything over £99. Big help! Reviewed on: 2nd June 2023
CB's avatar
CB

Easy to use

5
PayPal credit is super easy to use, just clicking a button when you go to checkout. It’s also great on the app as you can check exactly how much is due to pay back and when, and can pay a bit more if you’re able at the tap of a button Reviewed on: 2nd June 2023
Jack's avatar
Jack

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