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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

Clear and simple to understand

Always there when needed and so clear and simple to understand Reviewed on: 23rd April 2026

Good credit limits with no hassles

Good credit limits with no hassles Reviewed on: 23rd April 2026

Breathing space

I love the 4 months interest free on purchases over 100 pounds it gives me some breathing space Reviewed on: 23rd April 2026

Easy and convenient!

Very easy and convenient way to pay for purchases online. Reviewed on: 23rd April 2026

Excellent

PayPal App is so easy to use & navigate, I'm not the best with technology but this is so easy to check balance & no what & when payments are due, they even send a reminder a few days before the payment is taken, I definitely recommend to all Reviewed on: 23rd April 2026

I use 0% pay in 4 months for all of my larger purcha...

I use 0% pay in 4 months for all of my larger purchases and it is my favorite way to do things. I have used it for years and it just gives me that extra bit of time to spread the cost to make things easier. Reviewed on: 23rd April 2026

Never had any issues using Paypal and I've had it fo...

Never had any issues using Paypal and I've had it for years. Easy to make payments for online shopping. Reviewed on: 23rd April 2026

Paid more than should have received

Great to get back after a issue with the login process and card charged quite more than i expected as i complained about the payment make unauthorised and now I had to pay Reviewed on: 23rd April 2026

Easy to use PayPal credit , easy payment process.

Easy to use PayPal credit , easy payment process. Reviewed on: 23rd April 2026

Great company.

Great company. Helpful and friendly Reviewed on: 23rd April 2026

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