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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

Had a credit account for a while, its not always cle...

Had a credit account for a while, its not always clear if payments have gone through when trying to pay my bill. Can take days to show. Reviewed on: 23rd April 2026

trustworthy standard

Standard way for me to pay online, very trustworthy Reviewed on: 23rd April 2026

Very helpful and great service

Always available for pay3 and credit very helpful Reviewed on: 23rd April 2026

Paypal offer 0% credit for 4 months or with some com...

Paypal offer 0% credit for 4 months or with some companies its 12 months. It has saved me at times Reviewed on: 23rd April 2026

Whenever I use PayPal, I am always assured my money...

Whenever I use PayPal, I am always assured my money is safe Reviewed on: 23rd April 2026

Never had an issue.

Never had an issue. Easy to use. Reviewed on: 23rd April 2026

Credit with ease

PayPal offer multiple ways or credit which are all very accessible. One that I tend to use is the credit with no interest for 4 months, this has been very helpful for arranging days out and holidays that need a few months to arrange funds. Reviewed on: 23rd April 2026

PayPal no1

No hassle great offers and no pressure from cold calls Reviewed on: 23rd April 2026

PayPal is a great way for secure payments.

PayPal is a great way for secure payments. Reviewed on: 23rd April 2026

I’ve used PayPal for several years and their custome...

I’ve used PayPal for several years and their customer service has always been first class Reviewed on: 23rd April 2026

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