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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

PayPal credit card 5*

Ever since I got my PayPal credit card, I’ve been using it for all my daily shopping. The best part is I can pay everything back over four months interest-free Reviewed on: 23rd April 2026

App is would recommend simple to use.

App is simple to use. There are rewards for using their services. I’m able to add my accounts to my iPhone wallet for ease of use. Customer services have been helpful when helping with dishonest sellers. Reviewed on: 23rd April 2026

Saved me money

Have had nothing but good experiances with PayPal Credit there intrest free terms with various brands both past and present have saved me money most recently with Samsung Reviewed on: 23rd April 2026

Reliable and trustworthy I love it so I use it can’t...

Reliable and trustworthy I love it so I use it can’t fault it recommend it how much more do you want? That’s my input, final, no more, I’m going now, jeeze bye! Reviewed on: 23rd April 2026

There when you need it

There when you need it, flexible payment options especially for more expensive items Reviewed on: 23rd April 2026

Love using PayPal for paying for my business expense...

Love using PayPal for paying for my business expenses I can break up the payments so easy to use and with a safer feel of banking, saves me having an overdraft and keeps me on track. Love it. Reviewed on: 23rd April 2026

seamless transactions

I have had seamless transactions so far sinxe i started using payapal credit. The fact the card works perfectly for eveeyday use makes it great. Reviewed on: 23rd April 2026

Long Term User

I have been using PayPal for very many years now and have been extremely pleased with all the various services they provide. The ability to use any of my "registered" accounts with them, and know that a Seller or shop will be paid, makes life very much easier than having to give credit / debit card details to a supplier each time! Very pleased with the security of PayPal. Overall, a very good company> Reviewed on: 23rd April 2026

Z5 stars

I have been using PayPal for years and they have never failed me so far there customer service is second to none would highly recommend them Reviewed on: 23rd April 2026

Excellent service and availability

Excellent service and availability Reviewed on: 23rd April 2026

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