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PayPal: PayPal Credit reviews

4.73
Based on 181,112 reviews, last reviewed 8th Aug 2026
45% increase in 5 star reviews
in the past 90 days
61% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026
UK's avatar
UK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181113)

Very easy to use, reliable, helpful, useful payment...

5
Very easy to use, reliable, helpful, useful payment options Reviewed on: 23rd April 2026

Safe & secure

4
Safe & secure way to manage money Reviewed on: 23rd April 2026

Paypal is way and security way to pay someone

5
Paypal is way and security way to pay someone Reviewed on: 23rd April 2026

Excellent! 5* service

5
Excellent!!!5star service ,5 star customer service!!! Reviewed on: 23rd April 2026

I highly recommend PayPal credit

5
PayPal credit is easy to use and money is available straight away and paying it off is straightforward. I also like how you can use it in many stores. Reviewed on: 23rd April 2026

Paypal...the world....My hands

5
All translations are secured, its widely accepted by merchants, its seamless translation. Speaking with paypal agents when i needed an enquiry was good experience, they helped as required, real human agents. The world is in my hands woth paypal Reviewed on: 23rd April 2026

User friendly, efficient and effective.

5
User friendly, efficient and effective. Hand app to keep track of you payments Reviewed on: 23rd April 2026

relatively easy to use, linking with phone makes it...

5
relatively easy to use, linking with phone makes it very accessible. Easy to check balance quickly and see any issues immediately Reviewed on: 23rd April 2026

Simplicity

5
So simple to start and use, it’s the best money app I’ve ever used Reviewed on: 23rd April 2026

Great easy to use service

5
Just si easy to use and to pay back Reviewed on: 23rd April 2026

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