Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99403 reviews)

View other PayPal products

4.90

Based on 99,403 reviews, last reviewed 6th May 2026

2242150% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Amazing offers, the 4 months interest free for over... Amazing offers, the 4 months interest free for over £100 comes in handy with every bog shop or holiday Reviewed on: 6th May 2026

Latest lowest rating:

1

I made a purchase and terms and conditions were neve... I made a purchase and terms and conditions were never clearly stated and now I pay a huge interest - it’s awful Reviewed on: 6th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (99403)

Awesome!

Very good service and easy to use Reviewed on: 8th July 2022

PAYPAL BRILLIANT

I think PayPal credit is the easiest payment system quickest way of paying for things that's why I titled it BRILLIANT Reviewed on: 8th July 2022

PayPal the best ever

It is the best I have ever seen, you choose to pay monthly or 3 times no interest it is your choice really.. Love it. Thanks PayPal Reviewed on: 8th July 2022

Great products

PayPal credit great for everyone. Customer service spot on. Reviewed on: 8th July 2022

PayPal credit is the most stress free means of shopping

So quick and authentic . I have Been shoping with pay pay credit for nearly a year. No regrets at all. O love PayPal. Reviewed on: 8th July 2022

Happy Customer

I’ve been using PayPal Credit for a long time now. Never had any issues and happy with the excellent service. Reviewed on: 8th July 2022

Great service

Always available when required and a friendly service in case of any questions. Reviewed on: 8th July 2022

Fantastic secure service

Very helpful and 100% secure app Reviewed on: 8th July 2022

Excellent services through out

Seamless service very easy to use Reviewed on: 8th July 2022

PayPal credit is just great

So easy to use and the 0% interest for 4 months is such a great help. I wish more companies or banks offered cards that did this always rather than as an introduction period. Absolutely can’t rate it enough, all of my big purchases go on it and it just gives me the flexibility to pay it off gradually without the stress of accumulating more money to owe on top. Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.37 from 27 reviews
Payments
from PayPal 4.91 from 3705 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 46552 reviews
Credit card
from PayPal 4.91 from 78 reviews
Payments
from PayPal 4.91 from 3705 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub