Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,112 reviews, last reviewed 10th Aug 2026
39% increase in 5 star reviews
in the past 90 days
54% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Truste service Excellent service .I’m alwayaes trust theie service Reviewed on: 10th August 2026
Md Abdul Wahid's avatar
Md Abdul Wahid

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181113)

Easy to use and makes my life easier

5
Easy to use and makes my life easier Reviewed on: 23rd April 2026

Sometimes confusing

3
I find PayPal helpful but sometimes a bit confusing to use. Sometimes it’s not as user friendly as other apps and I can find bills and PayPal credit confusing to navigate. Reviewed on: 23rd April 2026

Just amazing!

5
Just amazing! Super simple, super usefull. Easy to navigate the app. Reviewed on: 23rd April 2026

Easy to use.

4
Easy to use. Good interface. Convenient to send money to friends and family. Fees could be lower Reviewed on: 23rd April 2026

I'm very impressed with PayPal.

5
I'm very impressed with PayPal. Its amazing, they are the best in everything Reviewed on: 23rd April 2026

Good exsperience , easy to use .

5
Good exsperience , easy to use . Reviewed on: 23rd April 2026

Always quick and easy to use

5
Always quick and easy to use and gives you the flexibility with your money, great help with the interest free payments over a few mouth's Reviewed on: 23rd April 2026

Great communication and service

5
Great communication and service . I can do transactions safely and securely without worrying about frauds Reviewed on: 23rd April 2026

Very helpful

4
I have been used it for many years and it never let me down. Reviewed on: 23rd April 2026

Excellent service, would recommend to anyone

5
I’ve used PayPal for a while now for numerous different things. It gives me flexibility with payments and allows a generous amount in credit. I also like the fact it gives me the option to choose how much I repay on certain pay dates. Reviewed on: 23rd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101274 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products