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PayPal: PayPal Credit reviews

4.90
Based on 99,525 reviews, last reviewed 6th May 2026
2247700% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit is a convenient way to break down larg... PayPal Credit is a convenient way to break down large purchases. With it's 4 month interest free period it allows you to spread purchases out without ... Read more Reviewed on: 6th May 2026
Lee Barnard's avatar
Lee Barnard

Latest lowest rating:

1

Disgraceful Racketeering AI "Customer Service" which is disgraceful and does not understand any conversation that isn't a direct question leaving it useless. Complaints proces... Read more Reviewed on: 6th May 2026
Matthew's avatar
Matthew

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99525)

Good service

5
Good customer service. I am loving use it. Reviewed on: 8th July 2022

pay pal is the best

5
pay pal is the safest for paying on line I would recomend to anyone 1`09% Reviewed on: 8th July 2022

PayPal

5
Can’t say nothing wrong about PayPal they are brilliant there everywhere Reviewed on: 8th July 2022

Just so convenient to able to even out the payments

5
PayPal Credit is really easy to manage and let’s you even out payments to make the more expensive items easier to buy by spreading the cost over a few months. Reviewed on: 8th July 2022

So worth it

4
Excellent for buying and paying online purchases and safe Reviewed on: 8th July 2022

Wonderful customer experience

5
Absolute premier class nobody can beat PayPal for customer service and honesty Reviewed on: 8th July 2022

Help me to bring me bck in hard times thank you

5
I like PayPal because it been used everywhere in the world I stand for correction . When I joined they they have been there to answer every question and chase for illicit transactions and get my money bck is advantage to be part of the family Reviewed on: 8th July 2022

Perfect credit

5
Iam so happy with PayPal credit Reviewed on: 8th July 2022

100 % recommend this product

5
As always, PayPal credit card customer service always there for you when you need them. Very professional, helpful, and friendly. Can’t really complain. Reviewed on: 8th July 2022

Excellent

5
Using PayPal is simply the best option, I’d definitely recommend. Reviewed on: 8th July 2022

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