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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181078 reviews)

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4.73

Based on 181,075 reviews, last reviewed 29th Jul 2026

128% increase in 5 star reviews

in the past 90 days

187% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181078)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always easily resolved any issues.

Always easily resolved any issues. Prompt, easy to deal with and it's SAFE! Reviewed on: 14th July 2026

Great to have paypal credit.

Great to have paypal credit. You get three months interest free and that's helpful. Reviewed on: 14th July 2026

Fairly easy to use.

Fairly easy to use. At least it’s not difficult to find out what you owe, and what accounts you can use as a primary. Reviewed on: 14th July 2026

Very happy with this service great community support

Very happy with this service great community support Reviewed on: 14th July 2026

Don't have any You just do want you say

Don't have any You just do want you say Reviewed on: 14th July 2026

Not had much experience with it yet.

I have used it but not had much experience with it yet. It seems very convenient and offers points so looking forward to seeing what is offered. Reviewed on: 14th July 2026

Best Platform for safe payment

There is always support when needed, an awesome user friendly platform with connections to many other needed services. Reviewed on: 14th July 2026

Love using paypal !

Love using paypal every day if I could. The fact that I can have a PayPal credit card makes my life easier. Reviewed on: 14th July 2026

Excellent service and easy to use

I’ve had an excellent experience with PayPal Credit. It’s simple to use, payments are easy to manage, and the application process was quick. Customer service has been helpful whenever I needed assistance. I would definitely recommend it to others. Reviewed on: 14th July 2026

Easy to use and reliable.

Easy to use and reliable. Convenient for when there is a need to settle payments when not liquid then pay it off gradually with favourable interest rates. Reviewed on: 14th July 2026

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