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PayPal: PayPal Credit reviews

4.74
Based on 135,063 reviews, last reviewed 11th Jun 2026
3876500% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit flexible payment options PayPal credit provides an excellent payment option both for online purchases and in store with their credit card. Enables me to easily balance my fin... Read more Reviewed on: 11th June 2026
Joshua A's avatar
Joshua A

Latest lowest rating:

1

Great for everything brilliant use it all the time Great for everything brilliant use it all the time Reviewed on: 11th June 2026
Darren H's avatar
Darren H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (135063)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is a solid name when it comes to payment and...

5
PayPal is a solid name when it comes to payment and I'm always confident when paying with it as I know my money are in safe hands! PayPal Credit is a amazing option rewarding buyers to spread costs more effectively without paying any interest should your payments are prompt which is set by direct debit so you don't have to worry! Reviewed on: 8th June 2026

Best credit card around

5
Easy to use, still rewards you, also gave me 4 months interest free Reviewed on: 8th June 2026

I’ve been using PayPal for many years and never ever...

5
I’ve been using PayPal for many years and never ever had any issues or problems with it. Good safe way to pay for your goods! Reviewed on: 8th June 2026

Excellent platform, exceptional customer service

5
Excellent platform, exceptional customer service Reviewed on: 8th June 2026

excellent service

5
Execellent service, the app otself is very easy to you straight forward Reviewed on: 8th June 2026

Never had any issues whatsoever - Muls

5
Never had any issues whatsoever. Easy to work with and great app to navigate around. Reviewed on: 8th June 2026

Reliable and friendly service.

5
Reliable and friendly service. Easy reminders to pay on time and a super easy ui. Credit available when I need it. Reminders to pay are prompt and when I do pay it's very easy to connect to my bank and make the payment. Reviewed on: 8th June 2026

I use PayPal a lot .

5
I use PayPal a lot . I like that is is secure and safe for purchases . Also like the credit options . Reviewed on: 8th June 2026

No hassle easy credit would recommend

5
No hassle easy credit would recommend Reviewed on: 8th June 2026

No hassle returns on Pay in Three

5
Handle Returns and Refunds without hassle, dodgy sellers cave on returns if paid by PayPal. Pay in 3 very handy. Excellent. Reviewed on: 8th June 2026