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PayPal: Credit card reviews

4.66
Based on 126 reviews, last reviewed 20th Aug 2026
49% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Each purchase of $99/£99 gets 4 months interest-free. Each purchase of $99/£99 gets 4 months interest-free. If you pay it off in time, you spread the cost with no extra fees. PayPal’s “Pay in 4” is als... Read more Reviewed on: 20th August 2026
BRIMA B's avatar
BRIMA B

Latest lowest rating:

1

The absolute worst credit card you can have. The absolute worst credit card you can have. The transactions don’t go through all the way until 2 months later. So here you are thinking you just pai... Read more Reviewed on: 14th July 2026
Stephanie Zarwasch's avatar
Stephanie Zarwasch

About this product

PayPal Credit Card allows eligible UK customers to use their PayPal Credit account wherever Mastercard is accepted, both online and in store.

There’s no annual fee, and eligibility checks don’t impact your credit score. If approved, PayPal Credit is available in the PayPal wallet via a virtual card, with the option to request a physical card.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Credit card reviews (126)

i like the credit card as it gives me 4 months free...

5
i like the credit card as it gives me 4 months free interest free credit which does really help Reviewed on: 6th April 2026

Paypal Credit Card

5
Paypal credit card is a very convenient and easy way for shopping online and in-store with option to pay in monthly instalments. Reviewed on: 6th April 2026

Credit card PayPal

4
Very easy process. Great customer service. Reviewed on: 6th April 2026

PP Credit cards are the best, love the rules

4
PP Credit cards are the best, love the rules Reviewed on: 6th April 2026

Four months intrest free !

5
Fantastic customer service and 0% interest over 4 months! Really helpful when making large purchases allowing you to spread the cost. Reviewed on: 6th April 2026

It is very easy to use and best service

5
It is very easy to use and best service Reviewed on: 6th April 2026

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