Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Credit card reviews

4.71
Based on 97 reviews, last reviewed 11th Jun 2026
8900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Amazing credit facility with best payment plans Amazing credit facility with best payment plans Reviewed on: 11th June 2026
Kaium Khan's avatar
Kaium Khan

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

PayPal Credit Card allows eligible UK customers to use their PayPal Credit account wherever Mastercard is accepted, both online and in store.

There’s no annual fee, and eligibility checks don’t impact your credit score. If approved, PayPal Credit is available in the PayPal wallet via a virtual card, with the option to request a physical card.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Credit card reviews (97)

Paypal are a great company.

5
Paypal are a great company. They off a variety of credit options and keep you regularly updated by email on what you have spent. They also have great service if you have any questions about any part of their service. This includes any disputes regarding payments or refunds. I would h8ghly recommend Paypal to anyone and 5heir interest rates are reasonable, unlike many others Reviewed on: 6th April 2026

i like the credit card as it gives me 4 months free...

5
i like the credit card as it gives me 4 months free interest free credit which does really help Reviewed on: 6th April 2026

Paypal Credit Card

5
Paypal credit card is a very convenient and easy way for shopping online and in-store with option to pay in monthly instalments. Reviewed on: 6th April 2026

Credit card PayPal

4
Very easy process. Great customer service. Reviewed on: 6th April 2026

PP Credit cards are the best, love the rules

4
PP Credit cards are the best, love the rules Reviewed on: 6th April 2026

Four months intrest free !

5
Fantastic customer service and 0% interest over 4 months! Really helpful when making large purchases allowing you to spread the cost. Reviewed on: 6th April 2026

It is very easy to use and best service

5
It is very easy to use and best service Reviewed on: 6th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 69416 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.73 from 137680 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3747 reviews
    PayPal
    View all products