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PayPal: Credit card reviews

Name: Credit card
Rating: 4.66 (125 reviews)

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4.66

Based on 125 reviews, last reviewed 29th Jul 2026

15% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

2 star

Latest highest rating:

5

I am very long and happy customer. I am very long and happy customer. The service is excellent. Reviewed on: 29th July 2026

Latest lowest rating:

1

The absolute worst credit card you can have. The absolute worst credit card you can have. The transactions don’t go through all the way until 2 months later. So here you are thinking you just pai... Read more Reviewed on: 14th July 2026

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About this product

PayPal Credit Card allows eligible UK customers to use their PayPal Credit account wherever Mastercard is accepted, both online and in store.

There’s no annual fee, and eligibility checks don’t impact your credit score. If approved, PayPal Credit is available in the PayPal wallet via a virtual card, with the option to request a physical card.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Credit card reviews (125)

Really helpful your information is safe and the paym...

Really helpful your information is safe and the payments are all legit and nothing gets leaked. They're really good at keeping your information safe and good at keeping you updated on charges and transactions. Reviewed on: 8th July 2026

I always use PayPal for purchases whenever I can

I always use PayPal for purchases whenever I can as they are trustworthy, efficient and very helpful with any problems that I have encountered. They offer a very easy way of paying and receiving money for goods and you can also spread your payments if you wish. Reviewed on: 7th July 2026

I always prefer to use PayPal for any payments onlin...

I always prefer to use PayPal for any payments online It is secure, reliable, traceable and robust service. Reviewed on: 7th July 2026

Pay pal linked to my credit card is very good...

Pay pal linked to my credit card is very good Reviewed on: 7th July 2026

Easy to apply for, good rates, customer service is f...

Easy to apply for, good rates, customer service is faultless & a card to take when out & about. Reviewed on: 7th July 2026

My Best Payment Service in over 25years !

In my years of using PayPal , PayPal has consistently provided me with an excellent banking and payment service. Their platform is reliable, easy to use, and highly accessible, meeting all my transaction needs with ease. One of the things I appreciate most is their prompt and effective intervention whenever a transaction goes wrong. They investigate issues thoroughly, resolve disputes fairly, and always make me feel that my interests are protected. As a customer, I feel valued and respected. Their customer service team consistently demonstrates professionalism, courtesy, and excellent communication. Every interaction I have had has been positive, reassuring, and handled with genuine care. I have no regrets about choosing PayPal for my online purchases and using their card for in-store transactions. The service has been dependable and has given me confidence whenever I make payments. What stands out the most for me is PayPal’s 0% interest payment option for up to four months on eligible purchases. This feature has been incredibly helpful, allowing me to spread the cost of purchases without paying interest, provided I settle the balance within the interest-free period. It has made budgeting, shopping, and managing my finances much easier and more effective. Overall, I highly recommend PayPal to anyone looking for a secure, trustworthy, and customer-focused payment service. Their commitment to protecting customers, resolving issues efficiently, and offering flexible payment options makes them an outstanding choice. Reviewed on: 7th July 2026

PayPal Debit and credit card

I recently acquired a PayPal credit card and PayPal debit card, the application for both was extremely easy, l receive points every time l use these cards and l can use the points towards future purchases Reviewed on: 7th July 2026

Wonderful service and easy to use

Wonderful service and easy to use Reviewed on: 6th July 2026

Very happy with paypal credit card.

Very happy with paypal credit card. High quality services!!! Reviewed on: 6th July 2026

PayPal credit card is excellent!!

PayPal credit card is excellent! It allows you to use it in the shops and online with the same benefit as online PayPal credit. Easy to use. Reviewed on: 6th July 2026

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