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PayPal: Credit card reviews

View other PayPal products
4.91
Based on 43 reviews, last reviewed 8th Apr 2026
3900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
9%
3 star
See only 3 star reviews
0%
2 star
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0%
1 star
See only 1 star reviews
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Latest highest rating:

5

5* card, best credit I have. 5* card, best credit I have. Card feature very handy! Reviewed on: 8th April 2026
Rick's avatar
Rick

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.
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About this product

PayPal Credit Card allows eligible UK customers to use their PayPal Credit account wherever Mastercard is accepted, both online and in store.

There’s no annual fee, and eligibility checks don’t impact your credit score. If approved, PayPal Credit is available in the PayPal wallet via a virtual card, with the option to request a physical card.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Credit card reviews (43)

PayPal is so easy to use

5
PayPal credit card is so easy to use And I love PayPal pay in 3 as well. They have some great products that feel safe, secure and easy to use. Reviewed on: 7th April 2026
Charlotte B's avatar
Charlotte B

All very good, no problems.

5
All very good, no problems. Easy and always bailable on the phone. Great customer service. Reviewed on: 7th April 2026
Mick B 's avatar
Mick B

An excellent product, very easy to use and improved...

5
An excellent product, very easy to use and improved frequently, I especially like the virtual and physical card introduced which allows me to use the product in more website Reviewed on: 7th April 2026
Igho's avatar
Igho

Straightforward,Easy and efficient.

5
Straightforward,Easy and efficient.customer service is fantastic and above all friendly clear and concise.. Reviewed on: 7th April 2026
David's avatar
David

Very flexible, but not always accepted.

5
The physical card is a great idea as it gives access to the 4 months interest free offer anywhere you use the card. Unfortunately the card is not always accepted which is frustrating. Equally so is the fact that making a balance transfer from the PayPal card also does not work. Reviewed on: 7th April 2026
Euan's avatar
Euan

Introducing the card was a great touch as can now us...

5
Introducing the card was a great touch as can now use that in times where credit is required! Those unexpected moments Reviewed on: 7th April 2026
Jay M's avatar
Jay M

PayPal credit card is so easy to use it is convenien...

5
PayPal credit card is so easy to use it is convenient and welcome everywhere. I love the way you can get cash back on purchases and can pay money into it any time of the month. The app makes it so easy to keep track of all your purchases and is good to look back on what you have spent. Reviewed on: 7th April 2026
Cheryll L's avatar
Cheryll L

Very simple and great interest rate, easy to manage...

5
Very simple and great interest rate, easy to manage balance in th ed app Reviewed on: 7th April 2026
Daniel G's avatar
Daniel G

Clear terms , trusted company.

5
Clear terms , trusted company. Great customer service Reviewed on: 7th April 2026
Elena G's avatar
Elena G

Great app very simple and intuitive

5
Great app very simple and intuitive Reviewed on: 7th April 2026
Wayne H's avatar
Wayne H

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