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PayPal: Credit card reviews

4.70
Based on 87 reviews, last reviewed 5th Jun 2026
8000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Great for larger purchases and spreading the cost Great for larger purchases and spreading the cost Reviewed on: 5th June 2026
Adele Karabadji's avatar
Adele Karabadji

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

PayPal Credit Card allows eligible UK customers to use their PayPal Credit account wherever Mastercard is accepted, both online and in store.

There’s no annual fee, and eligibility checks don’t impact your credit score. If approved, PayPal Credit is available in the PayPal wallet via a virtual card, with the option to request a physical card.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Credit card reviews (87)

A great promotions with credit card

5
A great promotion with credit card,one of them 4 months interest free period. Easy to use the card and you can have digital version too. Reviewed on: 28th April 2026

Very convenient and pleasant to use!

5
Very convenient and pleasant to use! Reviewed on: 27th April 2026

Always there!

5
Always there whenever you need it Reviewed on: 25th April 2026

It let me buy what I want when I want

5
It let me buy what I want when I want Reviewed on: 20th April 2026

really convenient for everyday purchases

5
Really convenient for everyday spending. It’s easy to manage through the app, transactions show up clearly, and it works seamlessly with my PayPal account. A simple and reliable option for both online and in-store purchases. Reviewed on: 19th April 2026

Customer services excellence

5
Good interest rates easy to use physical card and online Reviewed on: 18th April 2026

Very good and excellent support while we are financi...

5
Very good and excellent support while we are financially down. Reviewed on: 18th April 2026

Excellent, efficient and friendly

5
Excellent, efficient and friendly Reviewed on: 17th April 2026

PayPal is excellent and unrivaled, and I recommended...

5
PayPal is excellent and unrivaled, and I recommended it to ten of my friends and signed up for them myself. Reviewed on: 17th April 2026

It was easy and straight forward to open a paypal cr...

5
It was easy and straight forward to open a paypal credit card and instantly l had an offer to pay for purchases above £99 interest free within 3 months. No hidden fees and fair interest rates. Reviewed on: 17th April 2026

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