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PayPal: Credit card reviews

4.66
Based on 125 reviews, last reviewed 29th Jul 2026
15% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I am very long and happy customer. I am very long and happy customer. The service is excellent. Reviewed on: 29th July 2026
Olga Ozola's avatar
Olga Ozola

Latest lowest rating:

1

The absolute worst credit card you can have. The absolute worst credit card you can have. The transactions don’t go through all the way until 2 months later. So here you are thinking you just pai... Read more Reviewed on: 14th July 2026
Stephanie Zarwasch's avatar
Stephanie Zarwasch

About this product

PayPal Credit Card allows eligible UK customers to use their PayPal Credit account wherever Mastercard is accepted, both online and in store.

There’s no annual fee, and eligibility checks don’t impact your credit score. If approved, PayPal Credit is available in the PayPal wallet via a virtual card, with the option to request a physical card.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal Credit card reviews (125)

Safe, secure and reliable

5
Payments are safe and secure and your purchases are protected. It is easy to make purchases both online and in store and I love that I can add PayPal to my Google Wallet and have that same protection on day to day purchases Reviewed on: 6th July 2026

I’ve used PayPal for years always been an excellent...

5
I’ve used PayPal for years always been an excellent company there customer service is brilliant Reviewed on: 6th July 2026

Great service never a problem accepted everywhere

5
Great service never a problem accepted everywhere Reviewed on: 6th July 2026

what needs to be paid this month or...

3
it's hard to see what needs to be paid this month or later,statment only shows full amount you owe Reviewed on: 6th July 2026

Usable and reachable.

5
Usable and reachable. Likelly working like a locomotion. Reviewed on: 3rd July 2026

Awesome thanks for everything sdbdjdndbdndd

5
Awesome thanks for everything Reviewed on: 2nd July 2026

So far its been an excellent experience with PayPal

5
So far its been an excellent experience with PayPal Reviewed on: 1st July 2026

Confused battling Bella ;ife

5
Confused gifgf\ccciVvhj;h;ho if I can get my children some new shoes and clothes it would be a massive help as I recently had a bearevment in the family Reviewed on: 15th June 2026

Amazing credit facility with best payment plans

5
Amazing credit facility with best payment plans Reviewed on: 11th June 2026

I found it very helpful and easy to use ,you can get...

5
I found it very helpful and easy to use ,you can get off from shopping from various stores.I love the PayPal Reviewed on: 9th June 2026

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