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PayPal: Credit card reviews

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4.91
Based on 43 reviews, last reviewed 8th Apr 2026
3900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
9%
3 star
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

5* card, best credit I have. 5* card, best credit I have. Card feature very handy! Reviewed on: 8th April 2026
Rick's avatar
Rick

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.
Read all reviews Write a review

About this product

PayPal Credit Card allows eligible UK customers to use their PayPal Credit account wherever Mastercard is accepted, both online and in store.

There’s no annual fee, and eligibility checks don’t impact your credit score. If approved, PayPal Credit is available in the PayPal wallet via a virtual card, with the option to request a physical card.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Credit card reviews (43)

Very useful and safe

5
I recently have been able to pay for items via the virtual Paypal credit card that I could not have done otherwise. It has been very useful for unexpected purchases I may not have been able to afford otherwise. It is simple to use and as always th Paypal very secure, I know my details are safe when making a purchase. Reviewed on: 7th April 2026
Meredith D's avatar
Meredith D

Fit for purpose with exceptional delivery.

5
Fit for purpose with exceptional delivery. Reviewed on: 6th April 2026
Aigbonokhai J's avatar
Aigbonokhai J

Paypal credit card offers excellent flexibility for...

5
Paypal credit card offers excellent flexibility for those purchases you may need some time to complete payment. Purchases over £100 I believe have no interest for 4 months. Not only that but you are rewarded with Paypal +. The credit card has been an excellent addition to my spending, particularly on websites where Paypal is not offered on checkout e.g Amazon. Reviewed on: 6th April 2026
T J's avatar
T J

Highly recommend

5
I've been using PayPal for a while now and it's always been reliable and easy to use. Payments are quick, secure, and I feel confident when shopping online. Customer service has also been helpful whenever needed. Highly recommended! Reviewed on: 6th April 2026
Di's avatar
Di

Very positive experience.

4
Very positive experience. Staff very helpful. Reviewed on: 6th April 2026
BARB N's avatar
BARB N

Sensible limits, easy to use.

5
Sensible limits, easy to use. Good customer support Reviewed on: 6th April 2026
Leo P's avatar
Leo P

PayPal credit is really easy to apply.

5
PayPal credit is really easy to apply. Never had a bad experience with apply for credit. It gives security at the back of my mind as I try to use it as a buffer versus a forefront. All managed in one app along with other services they offer. Reviewed on: 6th April 2026
GenuinelyGrapeFruit's avatar
GenuinelyGrapeFruit

Customer Service

5
I had a few conversions with custoner service over the past few years. Always excellent, friendly and curtious customer service. When they increased my credit, it always came as welcome surprise. I didn’t need to do anythinRates could be better. Reviewed on: 6th April 2026
Lynette's avatar
Lynette

9 years of trust

5
I’ve been using PayPal Credit for nearly 9 years, and it’s been consistently reliable and easy to manage. Overall, a trustworthy service that’s supported me well. Reviewed on: 6th April 2026
S Chughtai's avatar
S Chughtai

great service.

5
great service. customer service second to none glad i chose paypal Reviewed on: 6th April 2026
mike m's avatar
mike m

Review PayPal: Credit card now

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