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PayPal: Credit card reviews

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4.91
Based on 43 reviews, last reviewed 8th Apr 2026
3900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
9%
3 star
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

5* card, best credit I have. 5* card, best credit I have. Card feature very handy! Reviewed on: 8th April 2026
Rick's avatar
Rick

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.
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About this product

PayPal Credit Card allows eligible UK customers to use their PayPal Credit account wherever Mastercard is accepted, both online and in store.

There’s no annual fee, and eligibility checks don’t impact your credit score. If approved, PayPal Credit is available in the PayPal wallet via a virtual card, with the option to request a physical card.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Credit card now

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PayPal Credit card reviews (43)

It’s just so easy and less stressful

5
It’s just so easy and less stressful when you know that you can buy something and be relaxed about payment are so easy and safe with PayPal Reviewed on: 6th April 2026
Gazmir G's avatar
Gazmir G

I’ve been using PayPal Credit for a while, and I’m e...

5
I’ve been using PayPal Credit for a while, and I’m extremely satisfied with the service. It makes online purchases much more manageable with flexible payment options and clear terms. The application process was simple and fast, and I appreciate the seamless integration with PayPal for secure transactions. Customer service has also been responsive and helpful whenever I had questions. Overall, PayPal Credit provides a reliable and convenient way to manage purchases, and I highly recommend it to anyone looking for a flexible financing option. Reviewed on: 6th April 2026
Arber's avatar
Arber

Excellent debit card, easy to use, automatic reloads...

5
Excellent debit card, easy to use, automatic reloads from credit card without having to log in, fantastic incentives for customers such as the rewards points on each purchase. Reviewed on: 6th April 2026
Aaaaz's avatar
Aaaaz

Great and very fair.

5
Great and very fair. PayPal always puts customers first. Reviewed on: 6th April 2026
Robert Evans's avatar
Robert Evans

Great but beware the 'points offers'

4
Was offered 500 bonus points for a spend of £50+ over 3 transactions, which I easily qualified for but wasn't given the points. Reviewed on: 6th April 2026
Dan W's avatar
Dan W

Paypal credit card was so easy to get compared to ot...

5
Paypal credit card was so easy to get compared to other credit lenders that make things so difficult to get credit facility from. I have recommended paypal credit to family and friends and they have all gotten the facility and are enjoying it currently. The process was so easy and straight forward. Reviewed on: 6th April 2026
Abiodun O's avatar
Abiodun O

Paypal are a great company.

5
Paypal are a great company. They off a variety of credit options and keep you regularly updated by email on what you have spent. They also have great service if you have any questions about any part of their service. This includes any disputes regarding payments or refunds. I would h8ghly recommend Paypal to anyone and 5heir interest rates are reasonable, unlike many others Reviewed on: 6th April 2026
Beverley A's avatar
Beverley A

i like the credit card as it gives me 4 months free...

5
i like the credit card as it gives me 4 months free interest free credit which does really help Reviewed on: 6th April 2026
Keith W's avatar
Keith W

Paypal Credit Card

5
Paypal credit card is a very convenient and easy way for shopping online and in-store with option to pay in monthly instalments. Reviewed on: 6th April 2026
Khaliq 's avatar
Khaliq

Credit card PayPal

4
Very easy process. Great customer service. Reviewed on: 6th April 2026
Sabrina 's avatar
Sabrina

Review PayPal: Credit card now

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