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PayPal: Credit card reviews

Name: Credit card
Rating: 4.66 (125 reviews)

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4.66

Based on 125 reviews, last reviewed 29th Jul 2026

15% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

2 star

Latest highest rating:

5

I am very long and happy customer. I am very long and happy customer. The service is excellent. Reviewed on: 29th July 2026

Latest lowest rating:

1

The absolute worst credit card you can have. The absolute worst credit card you can have. The transactions don’t go through all the way until 2 months later. So here you are thinking you just pai... Read more Reviewed on: 14th July 2026

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About this product

PayPal Credit Card allows eligible UK customers to use their PayPal Credit account wherever Mastercard is accepted, both online and in store.

There’s no annual fee, and eligibility checks don’t impact your credit score. If approved, PayPal Credit is available in the PayPal wallet via a virtual card, with the option to request a physical card.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Credit card reviews (125)

useful but shame you can’t use on more websites

useful but shame you can’t use on more websites Reviewed on: 9th June 2026

Excellent service and easy to use

Excellent service and easy to use, especially with the card Reviewed on: 9th June 2026

Brilliant customer service and easy to use

Brilliant customer service and easy to use Reviewed on: 9th June 2026

Ease of use and functions simply.

Ease of use and functions simply. Love the free 3month interest. Reviewed on: 8th June 2026

Straight forward.

Straight forward. Uncomplicated& easy to use. Reviewed on: 8th June 2026

very good,easy to use ,easy to apply,good offers

very good,easy to use ,easy to apply,good offers Reviewed on: 8th June 2026

Good credit limit and easy to use on the app.

Good credit limit and easy to use on the app. Very safe Reviewed on: 8th June 2026

Very fasr and easy to use, Can pay in installments a...

Very fasr and easy to use, Can pay in installments and you also get reward points Reviewed on: 8th June 2026

Great for larger purchases and spreading the cost

Great for larger purchases and spreading the cost Reviewed on: 5th June 2026

Best service vey reliable Recommend to other

Best service vey reliable Recommend to other Reviewed on: 4th June 2026

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