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PayPal: Credit card reviews

Name: Credit card
Rating: 4.7 (87 reviews)

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4.70

Based on 87 reviews, last reviewed 5th Jun 2026

8000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

2 star

1 star

Latest highest rating:

5

Great for larger purchases and spreading the cost Great for larger purchases and spreading the cost Reviewed on: 5th June 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

PayPal Credit Card allows eligible UK customers to use their PayPal Credit account wherever Mastercard is accepted, both online and in store.

There’s no annual fee, and eligibility checks don’t impact your credit score. If approved, PayPal Credit is available in the PayPal wallet via a virtual card, with the option to request a physical card.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Credit card reviews (87)

easy transactions, good platform

easy transactions, good platform Reviewed on: 17th April 2026

I think this is the best credit card.

I think this is the best credit card. Cheap easy to use and with nice and simple app. 4 months for free make this card excellent in everyday use. Reviewed on: 17th April 2026

Reliable service

Very user friendly and issues have been resolved properly by single phone call. Reviewed on: 16th April 2026

It’s been nothing short of amazing

It’s been nothing short of amazing Reviewed on: 16th April 2026

PayPal is excellent and I recommend it to everyone.

PayPal is excellent and I recommend it to everyone. Reviewed on: 15th April 2026

Several Years Not One Problem

I have been with PayPal for several years and I cannot fault them. There customer service definitely outshines Barclays, Nationwide and Santander. Can't comment on any other financial services as I don't use any others Reviewed on: 15th April 2026

Easy and Helpful

very good easy to use glad they provided me with a credit card Reviewed on: 14th April 2026

Doing great and easy to apply

Interest-free offers for 4 months. Very convenient online payment and flexible repayment. Reviewed on: 14th April 2026

Very good and easy.

Very good and easy. Please give my highest limit Reviewed on: 14th April 2026

It is very useful and valuable.

It is very useful and valuable. It makes it easy to buy high-value items. Reviewed on: 13th April 2026

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