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PayPal: Credit card reviews

View other PayPal products
4.70
Based on 87 reviews, last reviewed 5th Jun 2026
8000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Great for larger purchases and spreading the cost Great for larger purchases and spreading the cost Reviewed on: 5th June 2026
Adele Karabadji's avatar
Adele Karabadji

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.
Read all reviews Write a review

About this product

PayPal Credit Card allows eligible UK customers to use their PayPal Credit account wherever Mastercard is accepted, both online and in store.

There’s no annual fee, and eligibility checks don’t impact your credit score. If approved, PayPal Credit is available in the PayPal wallet via a virtual card, with the option to request a physical card.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Credit card now

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PayPal Credit card reviews (87)

I'd prefer to using PayPal Credit recently because I...

5
I'd prefer to using PayPal Credit recently because I can pay back during 4 months for purchases above £100. I really like it. Reviewed on: 11th April 2026
Mrs N's avatar
Mrs N

Always been a great help with PayPal Credit card, co...

5
Always been a great help with PayPal Credit card, comes a great help when in needs.I just Love PAYPAL been having a account for a Long Time .Thanks to PayPal again. Reviewed on: 9th April 2026
Morrison G's avatar
Morrison G

PayPal credit is fantastic, so useful

5
PayPal credit is fantastic, so useful Reviewed on: 9th April 2026
Amy Pallett's avatar
Amy Pallett

Easy to use, clear options.

5
Easy to use, clear options. PayPal credit card allows me to use PayPal options, spreading the cost of larger purchases, without having PayPal available at the checkout. Reviewed on: 9th April 2026
Carrie S's avatar
Carrie S

5* card, best credit I have.

5
5* card, best credit I have. Card feature very handy! Reviewed on: 8th April 2026
Rick's avatar
Rick

PayPal credit has helped get me through, get extra t...

5
PayPal credit has helped get me through, get extra time to pay with no interest for 4 months. Reviewed on: 8th April 2026
Megan 's avatar
Megan

Fast and convenient

5
PayPal has been fast and convenient with a great app experience and a competitive interest rate. The addition of a credit card has made it my go to payment method everywhere and not just online. No longer just my eBay payments but also all of our major purchases. Reviewed on: 8th April 2026
Philip S's avatar
Philip S

PayPal credit is a great advantage.

5
PayPal credit is a great advantage. 4 months interest free! Always use this Reviewed on: 8th April 2026
Angela B's avatar
Angela B

Great for flexible online shopping

5
I’ve been using PayPal Credit for a while now and find it incredibly convenient for larger online purchases. The 0% interest offer for 4 months on purchases over £99 is a standout feature that helps me spread the cost of bigger items without extra fees. The integration into the PayPal app makes managing payments and checking my balance very straightforward. Overall, it’s a reliable tool for flexible spending if you stay on top of the monthly payments. Reviewed on: 8th April 2026
Jordan McDermott's avatar
Jordan McDermott

I had a good experience with paypal credit

5
I had a good experience with paypal when i wanted to buy my samsung fold6 in 2024. I requested for a credit card thru paypal and got an offer for me to pay for the samsung phone for 3yrs which gave me flexibility to my payment. I was really happy. Paypal was only company that gave me such offer. Reviewed on: 8th April 2026
Olufunke A's avatar
Olufunke A

Review PayPal: Credit card now

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