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PayPal: Credit card reviews

Name: Credit card
Rating: 4.9 (68 reviews)

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4.90

Based on 68 reviews, last reviewed 28th Apr 2026

6200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

2 star

1 star

Latest highest rating:

5

A great promotions with credit card A great promotion with credit card,one of them 4 months interest free period. Easy to use the card and you can have digital version too. Reviewed on: 28th April 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

PayPal Credit Card allows eligible UK customers to use their PayPal Credit account wherever Mastercard is accepted, both online and in store.

There’s no annual fee, and eligibility checks don’t impact your credit score. If approved, PayPal Credit is available in the PayPal wallet via a virtual card, with the option to request a physical card.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Credit card reviews (68)

Sensible limits, easy to use.

Sensible limits, easy to use. Good customer support Reviewed on: 6th April 2026

PayPal credit is really easy to apply.

PayPal credit is really easy to apply. Never had a bad experience with apply for credit. It gives security at the back of my mind as I try to use it as a buffer versus a forefront. All managed in one app along with other services they offer. Reviewed on: 6th April 2026

Customer Service

I had a few conversions with custoner service over the past few years. Always excellent, friendly and curtious customer service. When they increased my credit, it always came as welcome surprise. I didn’t need to do anythinRates could be better. Reviewed on: 6th April 2026

9 years of trust

I’ve been using PayPal Credit for nearly 9 years, and it’s been consistently reliable and easy to manage. Overall, a trustworthy service that’s supported me well. Reviewed on: 6th April 2026

great service.

great service. customer service second to none glad i chose paypal Reviewed on: 6th April 2026

It’s just so easy and less stressful

It’s just so easy and less stressful when you know that you can buy something and be relaxed about payment are so easy and safe with PayPal Reviewed on: 6th April 2026

I’ve been using PayPal Credit for a while, and I’m e...

I’ve been using PayPal Credit for a while, and I’m extremely satisfied with the service. It makes online purchases much more manageable with flexible payment options and clear terms. The application process was simple and fast, and I appreciate the seamless integration with PayPal for secure transactions. Customer service has also been responsive and helpful whenever I had questions. Overall, PayPal Credit provides a reliable and convenient way to manage purchases, and I highly recommend it to anyone looking for a flexible financing option. Reviewed on: 6th April 2026

Excellent debit card, easy to use, automatic reloads...

Excellent debit card, easy to use, automatic reloads from credit card without having to log in, fantastic incentives for customers such as the rewards points on each purchase. Reviewed on: 6th April 2026

Great and very fair.

Great and very fair. PayPal always puts customers first. Reviewed on: 6th April 2026

Great but beware the 'points offers'

Was offered 500 bonus points for a spend of £50+ over 3 transactions, which I easily qualified for but wasn't given the points. Reviewed on: 6th April 2026

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