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PayPal: Credit card reviews

Name: Credit card
Rating: 4.71 (97 reviews)

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4.71

Based on 97 reviews, last reviewed 11th Jun 2026

8900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

2 star

1 star

Latest highest rating:

5

Amazing credit facility with best payment plans Amazing credit facility with best payment plans Reviewed on: 11th June 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

PayPal Credit Card allows eligible UK customers to use their PayPal Credit account wherever Mastercard is accepted, both online and in store.

There’s no annual fee, and eligibility checks don’t impact your credit score. If approved, PayPal Credit is available in the PayPal wallet via a virtual card, with the option to request a physical card.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Credit card reviews (97)

Finally real world payment option for Paypal

When the credit card came out I was chuffed as it suddenly made PayPal into a real world payment option for my family when out and about. Reviewed on: 7th April 2026

I feel safe using PayPal

I feel safe when using PayPal to purchase online. PayPal credit is very helpful to spread costs of bigger purchases and easy to use. Reviewed on: 7th April 2026

I had a need to use credit and PayPal was there to h...

I had a need to use credit and PayPal was there to help me were many others wasn’t, many thanks PayPal Reviewed on: 7th April 2026

Good service

I have ben using paypal for many years and never had any issues. Reviewed on: 7th April 2026

PayPal is so easy to use

PayPal credit card is so easy to use And I love PayPal pay in 3 as well. They have some great products that feel safe, secure and easy to use. Reviewed on: 7th April 2026

All very good, no problems.

All very good, no problems. Easy and always bailable on the phone. Great customer service. Reviewed on: 7th April 2026

An excellent product, very easy to use and improved...

An excellent product, very easy to use and improved frequently, I especially like the virtual and physical card introduced which allows me to use the product in more website Reviewed on: 7th April 2026

Straightforward,Easy and efficient.

Straightforward,Easy and efficient.customer service is fantastic and above all friendly clear and concise.. Reviewed on: 7th April 2026

Very flexible, but not always accepted.

The physical card is a great idea as it gives access to the 4 months interest free offer anywhere you use the card. Unfortunately the card is not always accepted which is frustrating. Equally so is the fact that making a balance transfer from the PayPal card also does not work. Reviewed on: 7th April 2026

Introducing the card was a great touch as can now us...

Introducing the card was a great touch as can now use that in times where credit is required! Those unexpected moments Reviewed on: 7th April 2026

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