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PayPal: Credit card reviews

Name: Credit card
Rating: 4.66 (125 reviews)

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4.66

Based on 125 reviews, last reviewed 29th Jul 2026

15% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

2 star

Latest highest rating:

5

I am very long and happy customer. I am very long and happy customer. The service is excellent. Reviewed on: 29th July 2026

Latest lowest rating:

1

The absolute worst credit card you can have. The absolute worst credit card you can have. The transactions don’t go through all the way until 2 months later. So here you are thinking you just pai... Read more Reviewed on: 14th July 2026

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About this product

PayPal Credit Card allows eligible UK customers to use their PayPal Credit account wherever Mastercard is accepted, both online and in store.

There’s no annual fee, and eligibility checks don’t impact your credit score. If approved, PayPal Credit is available in the PayPal wallet via a virtual card, with the option to request a physical card.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Credit card reviews (125)

Always there!

Always there whenever you need it Reviewed on: 25th April 2026

It let me buy what I want when I want

It let me buy what I want when I want Reviewed on: 20th April 2026

really convenient for everyday purchases

Really convenient for everyday spending. It’s easy to manage through the app, transactions show up clearly, and it works seamlessly with my PayPal account. A simple and reliable option for both online and in-store purchases. Reviewed on: 19th April 2026

Customer services excellence

Good interest rates easy to use physical card and online Reviewed on: 18th April 2026

Very good and excellent support while we are financi...

Very good and excellent support while we are financially down. Reviewed on: 18th April 2026

Excellent, efficient and friendly

Excellent, efficient and friendly Reviewed on: 17th April 2026

PayPal is excellent and unrivaled, and I recommended...

PayPal is excellent and unrivaled, and I recommended it to ten of my friends and signed up for them myself. Reviewed on: 17th April 2026

It was easy and straight forward to open a paypal cr...

It was easy and straight forward to open a paypal credit card and instantly l had an offer to pay for purchases above £99 interest free within 3 months. No hidden fees and fair interest rates. Reviewed on: 17th April 2026

easy transactions, good platform

easy transactions, good platform Reviewed on: 17th April 2026

I think this is the best credit card.

I think this is the best credit card. Cheap easy to use and with nice and simple app. 4 months for free make this card excellent in everyday use. Reviewed on: 17th April 2026

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