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PayPal: Credit card reviews

Name: Credit card
Rating: 4.67 (124 reviews)

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4.67

Based on 124 reviews, last reviewed 14th Jul 2026

43% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

2 star

Latest highest rating:

5

Paypal credit gives you the flexibility of Paypal on... Paypal credit gives you the flexibility of Paypal on products you cannot normally purchase with Paypal eg in store items and Amazon purchases . The ca... Read more Reviewed on: 14th July 2026

Latest lowest rating:

1

The absolute worst credit card you can have. The absolute worst credit card you can have. The transactions don’t go through all the way until 2 months later. So here you are thinking you just pai... Read more Reviewed on: 14th July 2026

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About this product

PayPal Credit Card allows eligible UK customers to use their PayPal Credit account wherever Mastercard is accepted, both online and in store.

There’s no annual fee, and eligibility checks don’t impact your credit score. If approved, PayPal Credit is available in the PayPal wallet via a virtual card, with the option to request a physical card.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Credit card reviews (124)

It’s been nothing short of amazing

It’s been nothing short of amazing Reviewed on: 16th April 2026

PayPal is excellent and I recommend it to everyone.

PayPal is excellent and I recommend it to everyone. Reviewed on: 15th April 2026

Several Years Not One Problem

I have been with PayPal for several years and I cannot fault them. There customer service definitely outshines Barclays, Nationwide and Santander. Can't comment on any other financial services as I don't use any others Reviewed on: 15th April 2026

Easy and Helpful

very good easy to use glad they provided me with a credit card Reviewed on: 14th April 2026

Doing great and easy to apply

Interest-free offers for 4 months. Very convenient online payment and flexible repayment. Reviewed on: 14th April 2026

Very good and easy.

Very good and easy. Please give my highest limit Reviewed on: 14th April 2026

It is very useful and valuable.

It is very useful and valuable. It makes it easy to buy high-value items. Reviewed on: 13th April 2026

I'd prefer to using PayPal Credit recently because I...

I'd prefer to using PayPal Credit recently because I can pay back during 4 months for purchases above £100. I really like it. Reviewed on: 11th April 2026

Always been a great help with PayPal Credit card, co...

Always been a great help with PayPal Credit card, comes a great help when in needs.I just Love PAYPAL been having a account for a Long Time .Thanks to PayPal again. Reviewed on: 9th April 2026

PayPal credit is fantastic, so useful

PayPal credit is fantastic, so useful Reviewed on: 9th April 2026

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