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PayPal: Credit card reviews

Name: Credit card
Rating: 4.9 (84 reviews)

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4.90

Based on 84 reviews, last reviewed 19th May 2026

7700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

2 star

1 star

Latest highest rating:

5

Safety net. Great to have it as a backup Great to have it as a backup. Credit card has great offers. Reviewed on: 19th May 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

PayPal Credit Card allows eligible UK customers to use their PayPal Credit account wherever Mastercard is accepted, both online and in store.

There’s no annual fee, and eligibility checks don’t impact your credit score. If approved, PayPal Credit is available in the PayPal wallet via a virtual card, with the option to request a physical card.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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