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PayPal: Pay in 3 reviews

4.93
Based on 22,350 reviews, last reviewed 25th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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1%
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0%
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Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025
Jason 's avatar
Jason

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (22350)

Love Pay in 3.

5
Love Pay in 3. Makes buying things so much more adorable. Easy and quick to use. Can log in at any time and check what payments you still have to make. Reviewed on: 23rd May 2024

Has helped me out in some difficult situations, givi...

5
Has helped me out in some difficult situations, giving me to option to spread the cost of large and some smaller purchases. Thank you Paypal. Reviewed on: 23rd May 2024

Always had an excellent experience using PayPal pay...

5
Always had an excellent experience using PayPal pay in 3 and with every transaction I have made it has been simple and with no issues. Always a reliable service and great customer service if I have needed to contact them. Reviewed on: 23rd May 2024

Ease, allows you to spread out payments.

5
Ease, allows you to spread out payments. Great customer service. Reviewed on: 23rd May 2024

I love that I can purchase items and Spread the cost...

5
I love that I can purchase items and Spread the cost over three periods as I could never afford to purchase them outright. Reviewed on: 23rd May 2024

I use this program.

5
I use this program. I am very satisfied Reviewed on: 23rd May 2024

Very good service

5
I like PayPal, it’s really easy to use and handy Reviewed on: 23rd May 2024

So effortlessly checking out, really helps spread th...

5
So effortlessly checking out, really helps spread the cost of shopping. I think it’s helping the economy too because I wouldn’t be able to afford these bigger purchases without using this payment method sometimes. Reviewed on: 23rd May 2024

I always use pay in 3 for bigger orders and it’s gre...

5
I always use pay in 3 for bigger orders and it’s great as it allows me to pay over time. Sometimes the app can be slight rubbish and slow, not loading the pay in 3 plans. Sometimes pay in 3 isn’t available which is frustrating because it’s 0% APR so you might aswell. Reviewed on: 23rd May 2024

Allows you to afford the more expensive items

5
I have used this service a number of times for my bigger purchases. I'm provided with a schedule of payments at the time of purchase and like that I receive advanced reminders of when payments are about to become due. Being interest free this service has meant I have been able to afford more expensive items as it allows me to build the cost into my monthly budget and not have to worry about high interest credit agreements/cards. Reviewed on: 23rd May 2024

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